{"id":157077,"date":"2025-06-29T20:20:33","date_gmt":"2025-06-29T14:50:33","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=157077"},"modified":"2025-11-12T15:16:26","modified_gmt":"2025-11-12T09:46:26","slug":"nicl-ao-difficulty-level-know-the-level-of-the-question-paper","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/","title":{"rendered":"NICL AO Difficulty Level 2025: Know the Level of the Question Paper"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.practicemock.com\/blog\/\">Home<\/a><\/span> \u00bb <span><a href=\"https:\/\/www.practicemock.com\/blog\/category\/nicl-ao\/\">NICL AO<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">NICL AO Difficulty Level 2025<\/span><\/span><\/div>\n\n\n<p>Do you want to know the common mistakes that aspirants make while picking up the important topics for the NICL AO Exam? Usually, students pick those topics that are repetitive in previous year exams, but you should focus on those topics that are scoring. Topics that can gain you marks because ultimately, you need to score to get your desired job.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/nicl-ao-test-series\/?ref=13463\" target=\"_blank\" rel=\"noreferrer noopener\">Take a free NICL AO 2025 Exam mock test to check the level of your preparation<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-luminous-vivid-amber-background-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/blog\/nicl-ao-recruitment-2025\/\" target=\"_blank\" rel=\"noreferrer noopener\">NICL AO 2025 Notification- Click to Check<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Overview of NICL AO 2025 Exam<\/strong><\/h2>\n\n\n\n<p>National Insurance Company Limited (NICL) is a public sector insurance company that the Government of India manages under the Ministry of Finance. It conducts administrative-level exams for various posts under two categories, i.e., Generalists and Specialists. The exam is conducted in two stages, prelims and mains, along with a descriptive test, which is qualifying. If the candidate clears both these stages, then he or she can go for the interview round.&nbsp;<\/p>\n\n\n\n<p>In this blog, we are going to discuss key areas where you need to focus to crack the exam and get yourself posted as an NICL AO. But before going ahead, we suggest you take a free mock test so that you can analyse your weaker points and get yourself prepared accordingly.&nbsp;<\/p>\n\n\n\n<p><strong>NICL AO 2025: Overview<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Aspects<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Governing Body<\/td><td>National Insurance Company Limited (NICL)<\/td><\/tr><tr><td>Exam name<\/td><td>NICL AO&nbsp;<\/td><\/tr><tr><td>Vacancies<\/td><td>266<\/td><\/tr><tr><td>Mode of Application<\/td><td>Online<\/td><\/tr><tr><td>Age Limit&nbsp;<\/td><td>21 to 30 years as on 01.05.25 (Category-wise relaxation applicable)<\/td><\/tr><tr><td>Educational Qualification&nbsp;<\/td><td>Bachelor&#8217;s Degree\/Professional Qualification (varies by post)<\/td><\/tr><tr><td>Mode of Exam<\/td><td>Online (CBT)<\/td><\/tr><tr><td>Official website&nbsp;<\/td><td>www.nationalinsurance.nic.co.in<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>NICL AO 2025 Exam Pattern<\/strong><\/h3>\n\n\n\n<p><strong>Prelims Pattern<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>S.no<\/strong><\/td><td><strong>Name of Test\/Section (Not in Sequence)<\/strong><\/td><td><strong>Type of test<\/strong><\/td><td><strong>No. of Questions<\/strong><\/td><td><strong>Maximum Marks<\/strong><\/td><td><strong>Duration for each test\/section (Separately timed<\/strong><\/td><td><strong>Medium of Exam<\/strong><\/td><\/tr><tr><td>1.<\/td><td>English Language<\/td><td>Objective<\/td><td>30<\/td><td>30<\/td><td>20 minutes<\/td><td>English<\/td><\/tr><tr><td>2.<\/td><td>Reasoning Ability<\/td><td>Objective<\/td><td>35<\/td><td>35<\/td><td>20 minutes<\/td><td>English\/ Hindi<\/td><\/tr><tr><td>3.<\/td><td>Quantitative Aptitude<\/td><td>Objective<\/td><td>35<\/td><td>35<\/td><td>20 minutes<\/td><td>English\/ Hindi<\/td><\/tr><tr><td><\/td><td>Total<\/td><td><\/td><td>100<\/td><td>100<\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Mains Pattern<\/strong><\/p>\n\n\n\n<p>The Main Examination will consist of Objective Tests (Multiple Choice type Questions) for 250 marks and a Descriptive Test for 30 Marks. Both the Objective and Descriptive Tests will be conducted online. Candidates will have to answer the Descriptive Test by typing on the computer. Immediately after the completion of the Objective Test, the Descriptive Test will be administered. (i) Objective Test: The Objective Test will be of 3 Hours duration, consisting of five &amp; six sections for Generalists &amp; Specialists, respectively, for a total of 250 Marks:<\/p>\n\n\n\n<p><strong>For Generalists:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>S. No<\/td><td>Name of Test\/Section (Not in sequence)<\/td><td>Type of test<\/td><td>No. of Questions<\/td><td>Maximum Marks<\/td><td>Medium of Exam<\/td><td>Duration for each test\/section (Separately timed)&nbsp;<\/td><\/tr><tr><td>1.<\/td><td>Test of Reasoning<\/td><td>Objective<\/td><td>50<\/td><td>50<\/td><td>English \/ Hindi<\/td><td>40 min<\/td><\/tr><tr><td>2.<\/td><td>Test of English Language<\/td><td>Objective<\/td><td>50<\/td><td>50<\/td><td>English<\/td><td>40 min<\/td><\/tr><tr><td>3.<\/td><td>Test of General Awareness<\/td><td>Objective<\/td><td>50<\/td><td>50<\/td><td>English \/ Hindi<\/td><td>30 min<\/td><\/tr><tr><td>4.<\/td><td>Test of Computer Knowledge<\/td><td>Objective<\/td><td>50<\/td><td>50<\/td><td>English \/ Hindi<\/td><td>30 min<\/td><\/tr><tr><td>5.<\/td><td>Test of Quantitative Aptitude<\/td><td>Objective<\/td><td>50<\/td><td>50<\/td><td>English \/ Hindi<\/td><td>40min<\/td><\/tr><tr><td><\/td><td>Total&nbsp;<\/td><td><\/td><td>250<\/td><td>250<\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>For Specialists:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>S. No<\/td><td>Name of Test\/Section (Not in sequence)<\/td><td>Type of test<\/td><td>No. of Questions<\/td><td>Maximum Marks<\/td><td>Medium of Exam<\/td><td>Duration for each test\/section (Separately timed<\/td><\/tr><tr><td>1.<\/td><td>Reasoning<\/td><td>Objective<\/td><td>40<\/td><td>40<\/td><td>English \/ Hindi<\/td><td>35<\/td><\/tr><tr><td>2.<\/td><td>English Language<\/td><td>Objective<\/td><td>40<\/td><td>40<\/td><td>English&nbsp;<\/td><td>30<\/td><\/tr><tr><td>3.<\/td><td>General Awareness<\/td><td>Objective<\/td><td>40<\/td><td>40<\/td><td>English \/ Hindi<\/td><td>20<\/td><\/tr><tr><td>4.<\/td><td>Computer Knowledge&nbsp;<\/td><td>Objective<\/td><td>40<\/td><td>40<\/td><td>English \/ Hindi<\/td><td>25<\/td><\/tr><tr><td>5.<\/td><td>Quantitative Aptitude&nbsp;<\/td><td>Objective<\/td><td>40<\/td><td>40<\/td><td>English \/ Hindi<\/td><td>35<\/td><\/tr><tr><td>6.<\/td><td>In the Specialist stream, an additional test to assess technical&amp; professional knowledge in the relevant discipline<\/td><td>Objective<\/td><td>50<\/td><td>50<\/td><td>English \/ Hindi<\/td><td>35<\/td><\/tr><tr><td><\/td><td>Total<\/td><td><\/td><td>250<\/td><td>250<\/td><td><\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>(ii) Descriptive Test:<\/strong> The descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language (Essay \u2013 10 Marks, Pr\u00e9cis \u2013 10 &amp; Comprehension \u2013 10 marks). The descriptive test will be in English and will be conducted in online mode.&nbsp;<\/p>\n\n\n\n<p><strong>The descriptive test will be qualifying in nature, and the marks scored in the Descriptive test will not be counted towards shortlisting for interview or final selection.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Marking Scheme and Sectional Timing<\/strong><\/h3>\n\n\n\n<p>The marking scheme and cut-off marks are detailed below-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>One has to qualify the minimum cut-off criteria determined by NICL itself.<\/li>\n\n\n\n<li>As per previous year trends, approximately 15 times more of the total number of vacancy candidates are shortlisted to participate in the mains exam.&nbsp;<\/li>\n\n\n\n<li>There is a penalty of 0.25 marks for each wrong answer.<\/li>\n\n\n\n<li>No marks will be deducted for unattempted questions.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background wp-element-button\">Boost your preparation by practicing one free mock test of NICL AO 2025<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NICL AO 2025 Difficulty Level Analysis&nbsp;<\/strong><\/h2>\n\n\n\n<p>The difficulty level of the NICL AO is somewhat moderate to difficult. The pattern that we have observed by analysing previous year papers is that it asked straightforward questions in English but somewhat tricky questions in quants and reasoning sections, mainly because it contains questions based on puzzles and data interpretation. To tackle this effectively and efficiently, you need to make smart attempts rather than a larger number of attempts, and for this, you need to master certain key areas that we mentioned below after analysing previous year trends.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Section-Wise Difficulty<\/strong><\/h3>\n\n\n\n<p>To score and qualify each level, we are giving major important topics in each section. These are suggested after analysing the previous year&#8217;s trends.<\/p>\n\n\n\n<p><strong>Reasoning Ability<\/strong><\/p>\n\n\n\n<p>Here is the table below, which contains topics that must be covered so that you can score the required minimum marks, that is, 25 out of a maximum marks i.e. 35.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topics to be covered&nbsp;<\/td><td>Weightage according to previous year trends<\/td><\/tr><tr><td>Seating arrangements or puzzles&nbsp;<\/td><td>Approximately 20 marks<\/td><\/tr><tr><td>Inequality&nbsp;<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Coding- Decoding<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Syllogism<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Blood relations<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Direction and distance<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Alphanumeric series&nbsp;<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Coded inequalities<\/td><td>~2 to 3 marks<\/td><\/tr><tr><td>Data sufficiency<\/td><td>~2 to 3 marks<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Quantitative Aptitude<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you have gone through the previous year&#8217;s papers, then you must have observed that the maximum weightage is carried by arithmetic, followed by data interpretation.&nbsp;<\/li>\n\n\n\n<li>Last year, in 2024, they asked questions on quadratic equations and simplification and left the number series, but if you go through other pyqs, you will get the idea that they shuffle around number series and simplification, and quadratic equations.&nbsp;<\/li>\n\n\n\n<li>Focus more on DI as this contains maximum weightage every year.&nbsp;<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topics to be covered&nbsp;<\/td><td>Weightage according to the previous year&#8217;s trend<\/td><\/tr><tr><td>simplification\/approximation<\/td><td>5 marks<\/td><\/tr><tr><td>Data interpretation<\/td><td>10 marks<\/td><\/tr><tr><td>Quadratic Equations&nbsp;<\/td><td>5 marks<\/td><\/tr><tr><td>Number Series<\/td><td>\u2014&#8212;-<\/td><\/tr><tr><td>Caselet D.I<\/td><td>3 marks<\/td><\/tr><tr><td>Arithmetic<\/td><td>12 marks<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>English Language<\/strong><\/p>\n\n\n\n<p>To score decently in the English section, you need to attempt at least 20-22 questions, and below is a list of topics to be covered based on the previous year&#8217;s trends.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Topics to be covered&nbsp;<\/td><td>Weightage according to the previous year&#8217;s trend<\/td><\/tr><tr><td>Reading comprehension(cloze test, spelling checks, improving sentences and parajumble)&nbsp;<\/td><td>12-15 marks<\/td><\/tr><tr><td>Parts of speech, articles, prepositions<\/td><td>5-7 marks<\/td><\/tr><tr><td>Error detection&nbsp;<\/td><td>5-7 marks<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Good Attempts Based on Difficulty<\/h3>\n\n\n\n<p>Based on the previous year, students who have attempted around 65-75 questions are considered better strategy.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>In English, based on the difficulty level, most students were able to attempt 22-26 questions.<\/li>\n\n\n\n<li>In Quants, based on the difficulty level, most students were able to attempt 20-25 questions, mostly of straightforward simplification, and DI sets are a smart move.&nbsp;<\/li>\n\n\n\n<li>In the Reasoning section, based on difficulty level, most attempts were of 25-28 questions.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>NICL AO 2024 Exam Cutoff&nbsp;<\/strong><\/h2>\n\n\n\n<p>By analysing the previous year&#8217;s cutoff based on category, phases, and sections, you can get a better idea of the exam difficulty.&nbsp;<\/p>\n\n\n\n<p><strong>NICL AO Prelims 2024 Exam: category wise cutoff&nbsp;<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Post<\/strong><\/td><td><strong>SC<\/strong><\/td><td><strong>ST<\/strong><\/td><td><strong>OBC<\/strong><\/td><td><strong>EWS<\/strong><\/td><td><strong>UR<\/strong><\/td><td><strong>PwBD(A)<\/strong><\/td><td><strong>PwBD (B)<\/strong><\/td><td><strong>PwBD (C)<\/strong><\/td><\/tr><tr><td><strong>Doctors<\/strong><\/td><td>15<\/td><td>13.25<\/td><td>13.5<\/td><td>20.75<\/td><td>20.75<\/td><td>\u2013<\/td><td>\u2014<\/td><td>\u2014-<\/td><\/tr><tr><td><strong>Legal<\/strong><\/td><td>37.25<\/td><td>26.25<\/td><td>37.25<\/td><td>37.25<\/td><td>37.25<\/td><td>\u2013<\/td><td>\u2014<\/td><td>\u2014-<\/td><\/tr><tr><td><strong>Finance<\/strong><\/td><td>59<\/td><td>43.75<\/td><td>65.75<\/td><td>65.75<\/td><td>65.75<\/td><td>\u2014<\/td><td>\u2014<\/td><td>\u2014-<\/td><\/tr><tr><td><strong>Actuarial<\/strong><\/td><td>\u2013<\/td><td>\u2013<\/td><td>65.5<\/td><td>65.5<\/td><td>65.5<\/td><td>21.75<\/td><td>34<\/td><td>29<\/td><\/tr><tr><td><strong>IT<\/strong><\/td><td>61<\/td><td>55.5<\/td><td>63.75<\/td><td>61.75<\/td><td>63.75<\/td><td>\u2014<\/td><td>\u2014-<\/td><td>\u2014-<\/td><\/tr><tr><td><strong>Automobile<\/strong><\/td><td>21<\/td><td>19.25<\/td><td>21<\/td><td>19.5<\/td><td>21<\/td><td>\u2014<\/td><td>\u2014-<\/td><td>\u2014-<\/td><\/tr><tr><td><strong>Generalist<\/strong><\/td><td>74.5<\/td><td>66.75<\/td><td>79.5<\/td><td>79.5<\/td><td>79.5<\/td><td>69.75<\/td><td>37.25<\/td><td>61.25<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>NICL AO Prelims 2024 Exam: Subject-Wise Cutoff&nbsp;<\/strong><\/p>\n\n\n\n<p>Below is the list of subject-wise cutoffs for the year 2024.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Post&nbsp;<\/strong><\/td><td><strong>CATEGORY<\/strong><\/td><td><strong>English (Out of 30)<\/strong><\/td><td><strong>Reasoning (Out of 35)<\/strong><\/td><td><strong>Quantitative Aptitude (Out of 35)<\/strong><\/td><\/tr><tr><td rowspan=\"2\">Generalist&nbsp;<\/td><td>SC, ST, OBC &amp; PwBD<\/td><td>12.75<\/td><td>5.25<\/td><td>4.25<\/td><\/tr><tr><td>EWS &amp; UR<\/td><td>16.00<\/td><td>10.50<\/td><td>8.25<\/td><\/tr><tr><td rowspan=\"2\">Actuarial&nbsp;<\/td><td>OBC &amp; PwBD<\/td><td>12.75<\/td><td>5.25<\/td><td>4.25<\/td><\/tr><tr><td>SC, ST, EWS &amp; UR<\/td><td>16.00<\/td><td>10.50<\/td><td>8.25<\/td><\/tr><tr><td rowspan=\"2\">Doctors (MBBS)<\/td><td>SC, ST, OBC, PwBD<\/td><td>7.75<\/td><td>1.00<\/td><td>1.00<\/td><\/tr><tr><td>EWS, UR<\/td><td>11.00<\/td><td>2.75<\/td><td>2.50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>NICL AO 2024 Mains Cut Off<\/p>\n\n\n\n<p>&nbsp;We have provided a table below which shows the Mains cut off out of 250 marks.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Post<\/strong><\/td><td><strong>SC<\/strong><\/td><td><strong>ST<\/strong><\/td><td><strong>OBC<\/strong><\/td><td><strong>EWS<\/strong><\/td><td><strong>UR<\/strong><\/td><td><strong>PwBD (A)<\/strong><\/td><td>PwBD (B)<\/td><td><strong>PwBD (C)<\/strong><\/td><td><strong>PwBD (D &amp; E)<\/strong><\/td><\/tr><tr><td><strong>Hindi<\/strong><\/td><td>89.5<\/td><td>50.5<\/td><td>90<\/td><td>90<\/td><td>90<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><\/tr><tr><td><strong>Generalist<\/strong><\/td><td>128.25<\/td><td>116.25<\/td><td>141<\/td><td>138<\/td><td>141<\/td><td>157.5<\/td><td>96.25<\/td><td>120.75<\/td><td>87.25<\/td><\/tr><tr><td><strong>Finance<\/strong><\/td><td>103.75<\/td><td>99.5<\/td><td>120.5<\/td><td>118<\/td><td>120.5<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><\/tr><tr><td><strong>Legal<\/strong><\/td><td>109<\/td><td>91<\/td><td>123<\/td><td>109.75<\/td><td>123<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><\/tr><tr><td><strong>Doctors<\/strong><\/td><td>59.75<\/td><td>58<\/td><td>56.75<\/td><td>\u2013<\/td><td>65<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><\/tr><tr><td><strong>IT<\/strong><\/td><td>109.5<\/td><td>90.75<\/td><td>122<\/td><td>120<\/td><td>124<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><\/tr><tr><td><strong>Actuarial<\/strong><\/td><td>\u2013<\/td><td>\u2013<\/td><td>90.25<\/td><td>\u2013<\/td><td>90.25<\/td><td>71.25<\/td><td>\u2013<\/td><td>88<\/td><td>115<\/td><\/tr><tr><td><strong>Automobile<\/strong><\/td><td>96.5<\/td><td>75<\/td><td>96.5<\/td><td>94.5<\/td><td>96.5<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><td>\u2013<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Preparation Strategy based on Difficulty Level<\/strong><\/h2>\n\n\n\n<p>Based on the weightage and cutoff, one needs to prepare for the NICL AO exam accordingly.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You need to manage time for each section, as quants and reasoning require 2 hours of daily practice for each section.&nbsp;&nbsp;<\/li>\n\n\n\n<li>During the foundation of your basics, you need to focus on accuracy, and later on, once your basic level knowledge gets stronger, you need to focus on speed.&nbsp;<\/li>\n\n\n\n<li>During the final stages, you need to practice as much as possible mock tests and pyqs for better performance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>In this article, we have covered all the major points regarding the difficulty level and cut off, weightage of each topic, and preparation strategy for the same. After analysing all these or for better understanding, start practising mock tests. You can visit our website for a better understanding of the subjects by practising mock tests. Also,o we provide one free mock test to get an idea.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/?next=https%3A%2F%2Fwww.practicemock.com%2Fs1pricing%2Findex.php%3Fc%3Dpremium\/?ref=13463\" target=\"_blank\" rel=\"noreferrer noopener\">Checkout Our Banking Pro course for your 360 degree preparation<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.practicemock.com\/?next=https%3A%2F%2Fwww.practicemock.com%2Fs1pricing%2Findex.php%3Fc%3Dpremium\/?ref=13463\"><img loading=\"lazy\" decoding=\"async\" width=\"1300\" height=\"500\" src=\"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/Banking-Max-Course-1-2.png\" alt=\"\" class=\"wp-image-156128\"\/><\/a><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">NICL AO Difficulty Level 2025: FAQs<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1751208158632\"><strong class=\"schema-faq-question\">Does NICL AO have a sectional cutoff?<br\/><br\/><\/strong> <p class=\"schema-faq-answer\">Yes, NICL AO has a sectional cutoff as well as an overall cutoff, and to get into the next level, candidates have to clear both.<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1751208310757\"><strong class=\"schema-faq-question\">What are cut-off marks and qualifying marks?<br\/><\/strong> <p class=\"schema-faq-answer\">Cut-off marks mean that to get selected, one needs to score particular marks, and qualifying marks mean to qualify or to score minimum marks so that the candidates are considered qualified in the paper.\u00a0<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1751208341117\"><strong class=\"schema-faq-question\">What is the difficulty level of the NICL AO Prelims?<\/strong> <p class=\"schema-faq-answer\">The difficulty level of the NICL AO Prelims is moderate to difficult.\u00a0<br\/><br\/><br\/><\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Want to know what level of questions are asked in NICL AO and the weightage of each topic? Then check out this blog. <\/p>\n","protected":false},"author":33,"featured_media":157081,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[3991],"tags":[],"class_list":["post-157077","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nicl-ao"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NICL AO Difficulty Level 2025: Know the Level of the Question Paper<\/title>\n<meta name=\"description\" content=\"Want to know what level of questions are asked in NICL AO and the weightage of each topic? 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Having prepared for exams like SBI PO, Clerk, and other banking and insurance exams, I understand the mindset, challenges, and strategies needed to crack them. My journey from exam halls to content creation is fueled by a deep curiosity and an unquenchable thirst for learning. I believe in growing continuously and exploring new knowledge across fields, making every piece of content both insightful and relatable for aspirants.","url":"https:\/\/www.practicemock.com\/blog\/author\/muskan\/"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/#faq-question-1751208158632","position":1,"url":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/#faq-question-1751208158632","name":"Does NICL AO have a sectional cutoff?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, NICL AO has a sectional cutoff as well as an overall cutoff, and to get into the next level, candidates have to clear both.<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/#faq-question-1751208310757","position":2,"url":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/#faq-question-1751208310757","name":"What are cut-off marks and qualifying marks?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Cut-off marks mean that to get selected, one needs to score particular marks, and qualifying marks mean to qualify or to score minimum marks so that the candidates are considered qualified in the paper.\u00a0<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/#faq-question-1751208341117","position":3,"url":"https:\/\/www.practicemock.com\/blog\/nicl-ao-difficulty-level-know-the-level-of-the-question-paper\/#faq-question-1751208341117","name":"What is the difficulty level of the NICL AO Prelims?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The difficulty level of the NICL AO Prelims is moderate to difficult.\u00a0<br\/><br\/><br\/>","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",1200,675,false],"thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",150,84,false],"medium":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",300,169,false],"medium_large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",640,360,false],"large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",640,360,false],"1536x1536":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",1200,675,false],"2048x2048":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",1200,675,false],"web-stories-poster-portrait":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",640,360,false],"web-stories-publisher-logo":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",96,54,false],"web-stories-thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/06\/NICL-AO-Difficulty-Level-2025-Know-the-Level-of-the-Question-Paper.png",150,84,false]},"uagb_author_info":{"display_name":"Muskan Sharma","author_link":"https:\/\/www.practicemock.com\/blog\/author\/muskan\/"},"uagb_comment_info":0,"uagb_excerpt":"Want to know what level of questions are asked in NICL AO and the weightage of each topic? Then check out this blog.","_links":{"self":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/157077","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/comments?post=157077"}],"version-history":[{"count":0,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/157077\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media\/157081"}],"wp:attachment":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media?parent=157077"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/categories?post=157077"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/tags?post=157077"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}