{"id":130472,"date":"2025-02-17T18:29:07","date_gmt":"2025-02-17T12:59:07","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=130472"},"modified":"2025-11-04T16:49:46","modified_gmt":"2025-11-04T11:19:46","slug":"rbi-grade-b-finance-preparation","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-finance-preparation\/","title":{"rendered":"RBI Grade B Finance Preparation"},"content":{"rendered":"\n

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Home<\/a><\/span> \u00bb RBI Grade B<\/a><\/span> \u00bb RBI Grade B Finance Preparation<\/span><\/span><\/div>\n\n\n

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A sea of aspirants is eagerly waiting for the RBI Grade B 2025 notification. If you are one of them, instead of waiting for the official announcement and getting stressed, you should start preparing for the RBI Grade B 2025 exam right now.<\/strong> And start with the understanding that every subject is important, such as Finance, which comes under the RBI Grade B Finance and Management part of Phase 2, paper 3. This important part requires dedicated and smart preparation. Therefore, you must understand its syllabus well and adopt an effective strategy to clear this paper. Hence, we have broken down the syllabus, analyzed 2023-2024 questions, and discussed the topics below, which, if you master well, will allow you to perform confidently in this part of the exam and succeed.<\/p>\n\n\n\n

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Get 1 FREE RBI Grade B Phase 1 Mock Test & Make Your Prep Practical<\/strong><\/a><\/div>\n<\/div>\n\n\n\n

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RBI Grade B Phase 2 Exam Pattern and Finance Syllabus<\/h2>\n\n\n\n

Before we move on to the important topics or those that were asked in 2023-2024, we must first take a look at the exam pattern and syllabus. <\/p>\n\n\n\n

RBI Grade B Phase 2 Exam Pattern:<\/strong><\/h3>\n\n\n\n

Finance, which is part of Phase 2 (Paper III) comes under the head of Finance, Management, and Ethics<\/strong>. It evaluates candidates’ financial knowledge through finance-related questions. In this, 50 percent of the questions are of an objective nature, and 50 percent are descriptive type. For descriptive questions, you will have to type your answers using a keyboard, meaning not with pen and paper. You also have the option to type in Hindi, if you don’t feel comfortable typing in English. Check out the table below to learn about the test format, total duration, and maximum number of marks it offers. <\/p>\n\n\n\n

RBI Grade B Phase 2 Exam Pattern (General Post)<\/strong><\/td><\/tr>
Paper<\/strong><\/td>Format<\/strong><\/td>Duration<\/strong><\/td>Marks<\/strong><\/td><\/tr>
Paper-I: Economic & Social Issues<\/strong><\/td>Objective (50%)<\/td>30 Minutes<\/td>50<\/td><\/tr>
<\/td>Descriptive (50%)<\/td>90 Minutes<\/td>50<\/td><\/tr>
Paper-II: English (Writing Skills)<\/strong><\/td>Descriptive (3 Questions)<\/td>90 Minutes<\/td>100<\/td><\/tr>
Paper III: Finance, Management, and Ethics<\/strong><\/td>Objective (50%)<\/strong><\/td>30 Minutes<\/strong><\/td>50<\/strong><\/td><\/tr>
<\/td>Descriptive (50%)<\/strong><\/td>90 Minutes<\/strong><\/td>50<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

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General Finance Syllabus:<\/strong><\/strong><\/h3>\n\n\n\n

The better and deeper you understand the syllabus, the better you will be able to understand which topics you need to cover. Once you are aware of this and learn about the previous years’ questions, you will begin to get an idea of what kind of questions might come from which topic in the exam. The same applies to General Finance. Therefore, you must first take a good look at the General and Finance syllabus and then take the first mock test. The mock test will highlight your weaknesses and strengths. And based on that, you can speed up your preparation. For this, you can opt for any of the courses introduced in this blog, whichever suits you the best.<\/p>\n\n\n\n

Financial System<\/h2>\n\n\n\n
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  1. Structure and Functions of Financial Institutions<\/li>\n\n\n\n
  2. Functions of Reserve Bank of India<\/li>\n\n\n\n
  3. Banking System in India \u2013 Structure and Developments, Financial Institutions \u2013 SIDBI, EXIM Bank, NABARD, NHB, NaBFID, etc.<\/li>\n\n\n\n
  4. Recent Developments in Global Financial System and its impact on Indian Financial System<\/li>\n\n\n\n
  5. Role of Information Technology in Banking and Finance<\/li>\n\n\n\n
  6.  Non-Banking System<\/li>\n\n\n\n
  7. Developments in Digital Payments <\/li>\n<\/ol>\n\n\n\n

    Financial Markets: <\/strong>Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, and recent developments. <\/p>\n\n\n\n

    General Topics<\/h2>\n\n\n\n

    General topics are the basic topics that you should have mastered before delving deeper into the other topics. These are the topics without which neither your foundation of finance will solidify nor the speed of your preparation will pick up. Here are the topics that you need to be proficient in to speed up your preparation further and get good results. <\/p>\n\n\n\n

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    1. Financial Risk Management<\/li>\n\n\n\n
    2. Basics of Derivatives<\/li>\n\n\n\n
    3. Global financial markets and International Banking \u2013 broad trends and latest developments<\/li>\n\n\n\n
    4. Financial Inclusion<\/li>\n\n\n\n
    5. Alternate source of finance, private and social cost-benefit, Public-Private Partnership<\/li>\n\n\n\n
    6. Corporate Governance in Banking Sector<\/li>\n\n\n\n
    7. The Union Budget: <\/strong>Concepts, approach, and broad trends<\/li>\n\n\n\n
    8. Basics of Accounting and Financial Statements: <\/strong>Balance Sheet, Profit and Loss, Cash Flow Statements, Ratio Analysis (such as Debt to Equity, Debtor Days, Creditor Days, Inventory Turnover, Return on Assets, Return on Equity, etc.)<\/li>\n\n\n\n
    9. Inflation: <\/strong>Definition, trends, estimates, consequences and remedies (control): WPI- CPI – components and trends; striking a balance between inflation and growth through monetary and fiscal policies <\/li>\n<\/ol>\n\n\n\n

      Descriptive Questions: PYQs 2023<\/h2>\n\n\n\n

      In 2023, descriptive questions came from RBI’s schemes. Apart from this, ONDC (Open Network for Digital Commerce) also attracted questions, which were related to its features and the companies associated with it.<\/p>\n\n\n\n