Banking & Insurance

Union Bank SO Syllabus 2026, Exam Pattern for Specialist and General Banking Officers

The Union Bank of India SO Syllabus 2026 and exam pattern are important for candidates appearing for the Union Bank Recruitment Project 2026-27. For Specialist Officer posts up to Scale III, the online examination primarily tests Professional Knowledge relevant to the post, while candidates appearing for General Banking Officer and other G-series posts may also be tested on Quantitative Aptitude, Reasoning, and English Language.

As per the official Union Bank of India recruitment notification, Specialist Officer candidates under post codes S01 to S108 up to Scale III have 50 questions for 100 marks to be attempted in 60 minutes. For G-series posts up to Scale III, the exam contains 125 questions for 175 marks with a total duration of 120 minutes.

Candidates should note that Union Bank has not published a detailed chapter-wise Professional Knowledge syllabus for every specialist post. Therefore, preparation should primarily be based on the professional domain, educational qualification, job profile and technical requirements specified for the post in the official notification.

Union Bank of India SO 2026 Overview

The important details of the Union Bank SO syllabus and exam pattern 2026 are provided below.

ParticularsDetails
OrganisationUnion Bank of India
RecruitmentUnion Bank Recruitment Project 2026-27
ExamUnion Bank SO Exam 2026
Exam ModeOnline
Question TypeObjective Multiple Choice Questions
SO Questions50
SO Maximum Marks100
SO Duration60 Minutes
G-Series Questions125
G-Series Maximum Marks175
G-Series Duration120 Minutes
Negative Marking25% of marks assigned to the question
Selection ProcessOnline Exam/GD/Other Test and/or Interview, depending on post
Official WebsiteUnion Bank of India

The bank has notified 395 vacancies under the 2026-27 recruitment project across General Banking, domain expertise and Specialist Officer roles.

Union Bank of India SO Exam Pattern 2026

The Union Bank SO Exam Pattern 2026 differs depending on whether a candidate has applied for a Specialist Officer post or a G-series post.

Union Bank SO Exam Pattern 2026 for Specialist Officers

For post codes S01 to S108 up to Scale III, the online examination consists entirely of Professional Knowledge relevant to the respective post.

TestQuestionsMaximum MarksDuration
Professional Knowledge relevant to the post5010060 Minutes
Total5010060 Minutes

This pattern has been specified directly in the official Union Bank of India 2026-27 recruitment notification.

Union Bank Exam Pattern 2026 for G-Series Posts

Candidates appearing for post codes G01 to G19 up to Scale III have four sections.

SectionQuestionsMarksDuration
Quantitative Aptitude2525Combined 60 Minutes
Reasoning2525Combined 60 Minutes
English Language2525Combined 60 Minutes
Professional Knowledge relevant to Post/Domain5010060 Minutes
Total125175120 Minutes

An important point for candidates is that Quantitative Aptitude, Reasoning and English Language are qualifying in nature, and the marks obtained in these three sections are not considered for final merit.

This makes Professional Knowledge particularly important for candidates preparing for the Union Bank examination.

Union Bank of India SO Syllabus 2026

The Union Bank of India SO Syllabus 2026 primarily revolves around the professional knowledge required for the post. The Union Bank of India SO Syllabus carries a total of 4 subjects, including Reasoning, Quantitative Aptitude, English Language, and Professional Knowledge. Candidates applying for G-series posts should additionally prepare Reasoning, Quantitative Aptitude and English Language.

Union Bank SO Reasoning Syllabus

Candidates appearing for applicable G-series posts can prepare the following important Reasoning topics:

  • Puzzles and Seating Arrangement
  • Syllogism
  • Coding-Decoding
  • Inequality
  • Direction and Distance
  • Blood Relations
  • Order and Ranking
  • Alphanumeric Series
  • Input-Output
  • Data Sufficiency
  • Logical Reasoning
  • Statement and Conclusion
  • Statement and Assumption
  • Critical Reasoning

Candidates should focus more on bank-exam-level logical reasoning rather than preparing unrelated reasoning chapters.

Union Bank SO Quantitative Aptitude Syllabus

Important Quantitative Aptitude topics include:

  • Simplification and Approximation
  • Number Series
  • Quadratic Equations
  • Data Interpretation
  • Percentage
  • Profit and Loss
  • Ratio and Proportion
  • Average
  • Simple and Compound Interest
  • Time and Work
  • Pipes and Cisterns
  • Time, Speed and Distance
  • Boats and Streams
  • Partnership
  • Mixture and Alligation
  • Probability
  • Permutation and Combination
  • Mensuration
  • Data Sufficiency

Since this section is qualifying for applicable G-series posts, candidates should aim for speed, accuracy and safe attempts rather than spending excessive preparation time at the expense of Professional Knowledge.

Union Bank SO English Language Syllabus

The important topics for the English Language section include:

  • Reading Comprehension
  • Cloze Test
  • Error Detection
  • Sentence Improvement
  • Fill in the Blanks
  • Para Jumbles
  • Sentence Rearrangement
  • Vocabulary
  • Synonyms and Antonyms
  • Phrase Replacement
  • Word Usage
  • Grammar
  • Sentence Completion

Regular reading and practice of banking-level English questions can help candidates improve both accuracy and comprehension speed.

Union Bank SO Professional Knowledge Syllabus 2026

Professional Knowledge is the most important part of the Union Bank SO Syllabus 2026. For Specialist Officer post codes S01 to S108 up to Scale III, the entire written examination consists of Professional Knowledge questions.

The official notification describes this section as “Professional knowledge relevant to the post” but does not provide a fixed chapter-by-chapter syllabus for every post.

Therefore, candidates should prepare according to the domain of the post for which they have applied.

Union Bank Forex Officer Syllabus

Candidates preparing for Forex Officer posts should give priority to areas such as:

  • Foreign Exchange Management
  • FEMA
  • International Banking
  • Trade Finance
  • Export and Import Finance
  • Letter of Credit
  • Bank Guarantees
  • Foreign Exchange Markets
  • Exchange Rate Mechanisms
  • SWIFT
  • International Payment Systems
  • RBI Guidelines related to Forex
  • Documentary Credits
  • Risk Management in Foreign Exchange

Union Bank IT Officer Syllabus

Union Bank has advertised a wide range of technology-specific positions including cybersecurity, cloud, API management, data science, AI/ML, DevSecOps, network administration and application development.

Accordingly, candidates should prepare topics relevant to their particular IT role, which may include:

  • Computer Networks
  • Database Management Systems
  • Operating Systems
  • Cyber Security
  • Network Security
  • Cloud Computing
  • Software Engineering
  • Data Structures and Algorithms
  • API Management
  • DevOps and DevSecOps
  • Artificial Intelligence and Machine Learning
  • Data Analytics
  • Information Security
  • Linux/Unix Administration
  • Web and Application Technologies

The exact preparation area should be matched with the qualification and experience requirements of the individual post.

Union Bank CA Credit Syllabus

For Chartered Accountant-Credit and related finance positions, important areas may include:

  • Financial Accounting
  • Corporate Accounting
  • Financial Statement Analysis
  • Ratio Analysis
  • Cash Flow Analysis
  • Credit Appraisal
  • Working Capital Management
  • Project Finance
  • Corporate Finance
  • Cost Accounting
  • Management Accounting
  • Banking and Financial Regulations
  • Income Tax
  • GST
  • Auditing
  • Risk Assessment
  • RBI Guidelines related to Credit

Candidates should also be familiar with practical banking credit assessment and financial analysis.

Union Bank Risk Management Officer Syllabus

For Risk Management-related posts, candidates can focus on:

  • Credit Risk
  • Market Risk
  • Operational Risk
  • Liquidity Risk
  • Basel Norms
  • Enterprise Risk Management
  • Risk Modelling
  • Stress Testing
  • Expected Credit Loss
  • Fraud Risk
  • Risk Analytics
  • IT Risk
  • RBI Risk Management Guidelines

The 2026 recruitment includes specialised posts such as Operational Risk, Risk Analytics and IT Risk Management, so the Professional Knowledge questions can vary significantly across posts.

Union Bank Civil Engineer Syllabus

Important topics may include:

  • Building Materials
  • Surveying
  • Structural Engineering
  • RCC Structures
  • Steel Structures
  • Soil Mechanics
  • Foundation Engineering
  • Construction Management
  • Estimation and Costing
  • Environmental Engineering
  • Transportation Engineering
  • Building Planning and Maintenance

Union Bank Electrical Officer Syllabus

Candidates applying for Electrical Officer positions should revise:

  • Electrical Machines
  • Power Systems
  • Basic Electrical Engineering
  • Electrical Measurements
  • Control Systems
  • Power Electronics
  • Network Theory
  • Switchgear and Protection
  • Electrical Installation
  • Maintenance and Safety
  • Energy Management

Union Bank Fire Officer Syllabus

The Professional Knowledge section for Fire Officer may cover:

  • Fire Prevention
  • Fire Protection Systems
  • Fire Safety Management
  • Fire Detection and Alarm Systems
  • Industrial Fire Safety
  • Fire Fighting Equipment
  • Building Fire Safety
  • Disaster Management
  • Emergency Response
  • Fire Safety Regulations

Candidates should align preparation with the educational and professional requirements specified for their respective posts.

Union Bank SO Negative Marking 2026

Yes, there is negative marking in the Union Bank SO Exam 2026.

For every incorrect answer, one-fourth or 25% of the marks assigned to that question will be deducted. There is no penalty for questions left unanswered.

Candidates should therefore avoid unnecessary guessing and focus on accuracy.

Union Bank SO Minimum Qualifying Marks

Candidates must qualify in each test of the online examination as well as meet the minimum aggregate qualifying criteria decided by the bank.

For the online examination, the notification specifies minimum qualifying criteria of:

  • 40% for General/EWS candidates
  • 35% for SC/ST/OBC/PwBD candidates, wherever applicable

However, Union Bank reserves the right to modify or waive the qualifying criteria depending on recruitment requirements.

Union Bank SO Selection Process 2026

The selection method depends on the scale and post.

For posts up to Scale III, the selection process may include:

Online Examination → Group Discussion, if required → Personal Interview

For Scale IV, V and VI posts, selection may consist of Group Discussion, another test/assessment and/or Personal Interview, depending on the number of eligible candidates. 

Union Bank also reserves the right to modify the selection process depending on the number of applications.

Union Bank SO Exam Date 2026

Union Bank of India has tentatively scheduled the Phase 1 online examination for selected General Banking and Specialist Officer posts on 6 September 2026. These include G15, G16, S01, S02, S79, S82, S85, S88, S98, S99, S101, S102 and S103.

Candidates appearing for these posts should now prioritise revision, Professional Knowledge practice and mock tests.

How to Prepare for Union Bank SO Exam 2026?

Candidates should first identify whether their post falls under the G-series or S-series exam pattern. Specialist Officer candidates should dedicate the majority of their preparation time to Professional Knowledge because it constitutes the complete written test for S01-S108 posts up to Scale III.

For G-series candidates, Quantitative Aptitude, Reasoning and English should be prepared sufficiently to clear the qualifying requirement, while greater emphasis should be given to the 100-mark Professional Knowledge section.

Practising timed questions, revising core professional concepts and analysing mistakes through mock tests can help candidates improve accuracy before the examination. To know more about banking and other categories visit PracticeMock today !!

Union Bank of India SO Syllabus 2026 FAQs

What is the Union Bank of India SO Syllabus 2026?

The Union Bank SO syllabus for Specialist Officer posts primarily consists of Professional Knowledge relevant to the candidate’s post or domain. Applicable G-series posts additionally include Quantitative Aptitude, Reasoning and English Language.

How many questions are asked in the Union Bank SO Exam 2026?

Specialist Officer candidates under S01-S108 up to Scale III have to answer 50 questions for 100 marks.

What is the duration of the Union Bank SO Exam?

The Specialist Officer examination is conducted for 60 minutes. The examination for applicable G-series posts is conducted for 120 minutes.

Is there negative marking in the Union Bank SO Exam 2026?

Yes. 25% of the marks assigned to a question are deducted for every incorrect answer. No marks are deducted for unanswered questions.

Is Reasoning asked in the Union Bank SO Exam?

For Specialist Officer post codes S01-S108 up to Scale III, the notified online test consists only of Professional Knowledge. Reasoning is part of the examination pattern for G01-G19 posts up to Scale III.

Is the Union Bank SO Professional Knowledge syllabus officially released?

Union Bank specifies that candidates will be tested on Professional Knowledge relevant to the post/domain, but the main recruitment notification does not provide a detailed chapter-wise syllabus for every specialist position. Candidates should therefore prepare according to their post’s qualification, experience requirements and professional domain.

What is the Union Bank SO Exam Date 2026?

The online examination for the notified Phase 1 posts is tentatively scheduled for 6 September 2026.

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