The RBI Grade B Syllabus 2027 covers General Awareness, Reasoning Ability, Quantitative Aptitude, and English Language in Phase 1 for the General stream. Phase 2 includes Economic and Social Issues (ESI), English Writing Skills, and Finance and Management (FM). Candidates applying for DEPR and DSIM must prepare for separate examinations covering Economics and Statistics, respectively.
The Reserve Bank of India (RBI) has not yet released the official RBI Grade B Notification 2027. Therefore, aspirants can refer to the latest available syllabus and exam pattern from the 2026 recruitment cycle. Understanding the RBI Grade B exam pattern, subject-wise syllabus, marking scheme, and selection process will help candidates prepare for the examination effectively.
The RBI Grade B Syllabus is divided into Phase 1 and Phase 2 for the General stream, followed by an Interview. Phase 1 tests candidates’ aptitude, reasoning, English language proficiency, and general awareness. Phase 2 evaluates their knowledge of Economics, Finance, Management, and descriptive English.
The RBI Grade B examination is conducted for three streams: General, Department of Economic and Policy Research (DEPR), and Department of Statistics and Information Management (DSIM). Each stream follows a different examination pattern and syllabus. Candidates should prepare according to the stream for which they intend to apply.
The RBI Grade B examination requires knowledge of banking, economics, finance, reasoning, quantitative aptitude, and current affairs. The table below provides an overview of the General stream based on the latest available examination pattern.
| Particulars | Details |
| Conducting Authority | Reserve Bank of India (RBI) |
| Exam Name | RBI Grade B Officer |
| Recruitment Year | 2027 |
| Notification Status | Not Yet Released |
| Streams | General, DEPR, DSIM |
| Selection Process | Phase 1, Phase 2, Interview |
| Phase 1 Marks (General) | 200 |
| Phase 2 Marks (General) | 300 |
| Interview Marks | 75 |
| Final Merit (General) | Phase 2 + Interview |
| Mode of Examination | Online / Written, depending on stream and paper |
| Negative Marking | One-fourth of marks assigned to an incorrect objective answer |
| Official Website | https://www.rbi.org.in/ |
Candidates must note that the 2027 exam pattern and syllabus will be confirmed only after RBI releases its official recruitment notification.
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The RBI Grade B Exam Pattern 2027 for the General stream consists of an objective examination in Phase 1 and objective and descriptive papers in Phase 2. Candidates who qualify in Phase 1 become eligible to appear for Phase 2.
The selection process includes:
The final merit list is prepared based on the combined marks obtained in Phase 2 and the Interview.
The RBI Grade B Phase 1 examination consists of 200 multiple-choice questions carrying 200 marks. Candidates receive a total of 120 minutes to complete four sections.
| Subject | Questions | Marks | Duration |
| General Awareness | 80 | 80 | 25 Minutes |
| Reasoning Ability | 60 | 60 | 45 Minutes |
| English Language | 30 | 30 | 25 Minutes |
| Quantitative Aptitude | 30 | 30 | 25 Minutes |
| Total | 200 | 200 | 120 Minutes |
Important Points:
General Awareness carries the highest weightage of 80 marks. Therefore, candidates should focus on banking awareness, financial developments, government schemes, and current affairs.
The RBI Grade B Phase 2 Exam Pattern consists of three papers: Economic and Social Issues, English Writing Skills, and Finance and Management. The examination carries 300 marks and has a total duration of 330 minutes.
| Paper | Subject | Questions | Marks | Duration |
| Paper I | Economic and Social Issues | Objective: 30; Descriptive: 6 (Attempt 4) | Objective: 50; Descriptive: 50 | 120 Minutes |
| Paper II | English Writing Skills | 3 Descriptive Questions | 100 | 90 Minutes |
| Paper III | Finance and Management | Objective: 30; Descriptive: 6 (Attempt 4) | Objective: 50; Descriptive: 50 | 120 Minutes |
| Total | 300 | 330 Minutes |
Phase 2 Examination Structure:
Phase 2 carries significant importance because its marks are included in the final selection process.
The RBI Grade B Phase 1 Syllabus covers Reasoning Ability, Quantitative Aptitude, English Language, and General Awareness. Candidates should prepare the following important topics for the preliminary examination.
The RBI Grade B Reasoning Ability section evaluates logical thinking, analytical reasoning, and problem-solving skills. It contains 60 questions carrying 60 marks.
| Topics | Important Subtopics |
| Inequality | Direct and coded inequality |
| Coding-Decoding | Letter, number and pattern-based coding |
| Syllogism | Direct, coded and reverse syllogism |
| Machine Input-Output | Arrangement-based patterns |
| Data Sufficiency | Logical and analytical reasoning |
| Critical Reasoning | Arguments, assumptions and conclusions |
| Alphanumeric Series | Letter-number-symbol arrangements |
| Puzzles | Floor, box, scheduling and month-based |
| Seating Arrangement | Linear, circular and mixed arrangements |
| Verbal Reasoning | Logical statements and conclusions |
| Ordering and Ranking | Position and arrangement |
| Blood Relations | Family relationship-based questions |
| Direction and Distance | Direction sense and movement |
| Arrangement and Pattern | Logical ordering |
Puzzles, seating arrangements, and logical reasoning require regular practice. Candidates should attempt timed sectional tests to improve their accuracy and time management.
The RBI Grade B Quantitative Aptitude section consists of 30 questions carrying 30 marks. It tests arithmetic knowledge, numerical ability, calculation speed, and data analysis skills.
| Topics | Important Subtopics |
| Ratio and Proportion | Ratio-based arithmetic |
| Average | Average calculations and applications |
| Time and Work | Work efficiency, pipes and cisterns |
| Speed, Distance and Time | Trains, boats and streams |
| Mixture and Alligation | Weighted averages and mixtures |
| Simplification | BODMAS and approximation |
| Partnership | Profit-sharing problems |
| Percentage | Basic and advanced applications |
| Profit and Loss | Discount, cost price, selling price |
| Number Series | Missing and incorrect numbers |
| Algebra | Linear and quadratic equations |
| Trigonometry | Basic concepts and applications |
| Data Interpretation | Tables, graphs, caselets |
| Mensuration | 2D and 3D figures |
| Probability | Probability-based questions |
| Permutation and Combination | Counting techniques |
| Set Theory | Basic set operations |
Candidates should prioritize arithmetic and Data Interpretation while also preparing other commonly tested topics. Regular practice is important for developing calculation speed.
The RBI Grade B English Language section includes 30 questions carrying 30 marks. It evaluates grammar, vocabulary, comprehension, and sentence construction skills.
| Topics | Important Areas |
| Reading Comprehension | Main idea, inference, vocabulary |
| Grammar | Tenses, subject-verb agreement |
| Error Spotting | Sentence correction |
| Vocabulary | Synonyms, antonyms, contextual meaning |
| Cloze Test | Grammar and vocabulary |
| Para Jumbles | Sentence rearrangement |
| Fill in the Blanks | Single and double fillers |
| Sentence Improvement | Phrase and sentence replacement |
| Sentence Framing | Sentence construction |
| Word Usage | Contextual word applications |
| Sentence Connectors | Logical connections |
Candidates should read newspapers and financial editorials regularly to improve their reading ability and vocabulary.
General Awareness carries 80 marks, making it the highest-weightage section in RBI Grade B Phase 1.
| Topics | Important Areas |
| Current Affairs | National and international developments |
| Indian Financial System | Financial institutions and regulations |
| Indian Banking System | Banking structure and functions |
| Monetary Policy | RBI policy rates, monetary instruments |
| Financial Awareness | Banking terms and financial services |
| RBI Functions | RBI regulations, monetary policy, supervision |
| Government Schemes | Financial inclusion and welfare initiatives |
| Union Budget | Important announcements and allocations |
| Economic Survey | Major findings and economic indicators |
| International Organizations | IMF, World Bank, WTO |
| Static GK | Important institutions, headquarters, days |
| Banking Terminology | Repo rate, CRR, SLR, NPA and related terms |
Candidates should cover at least four to six months of current affairs as an initial revision window. However, older developments and static banking awareness should not be ignored.
The RBI Grade B Phase 2 Syllabus includes Economic and Social Issues, English Writing Skills, and Finance and Management. Candidates must develop conceptual knowledge and the ability to explain economic and financial developments through descriptive answers.
Economic and Social Issues is Paper I of the RBI Grade B Phase 2 examination. It covers economic growth, Indian economic development, globalization, public policy, and social issues.
| Section | Topics Covered |
| Growth and Development | National Income, Per Capita Income, economic growth measurement |
| Poverty and Employment | Poverty alleviation, employment generation |
| Sustainable Development | Environmental issues, sustainable development |
| Indian Economy | Economic history of India, economic reforms |
| Industrial and Labor Policy | Industrial policies, labor reforms |
| Monetary and Fiscal Policy | Monetary and fiscal developments since 1991 |
| Economic Survey and Budget | Priorities, recommendations, government policies |
| Money and Financial Markets | Financial markets and their connection with the economy |
| RBI and Banking | Role of RBI and Indian banks in economic development |
| Public Finance | Taxation, public expenditure and public debt |
| Political Economy | Policy decisions and economic institutions |
| Industrial Development | Industrial growth, manufacturing |
| Indian Agriculture | Agriculture sector and development |
| Services Sector | Growth and contribution of services |
| Globalization | International trade and economic integration |
| Social Issues | Gender, migration, demographics, urbanization, education and health |
Candidates should study the Union Budget, Economic Survey, RBI reports, and important government initiatives to connect theoretical concepts with current developments.
Paper II evaluates candidates’ written communication skills. The descriptive examination carries 100 marks and has a duration of 90 minutes.
The paper includes:
| Section | Preparation Areas |
| Essay Writing | Economy, banking, finance, technology, social issues |
| Précis Writing | Summarization, clarity, concise writing |
| Reading Comprehension | Passage interpretation and written responses |
Candidates should focus on grammar, argument structure, logical presentation, and typing speed. Practicing essays on economic and financial developments can help improve writing quality.
Finance forms an important part of Paper III, Finance and Management. It covers financial institutions, markets, banking regulations, financial risk, and recent developments.
| Section | Topics Covered |
| Financial Institutions | Structure and functions of financial institutions |
| RBI Functions | Monetary policy, regulation, supervision |
| Indian Banking System | Commercial banks, RRBs, cooperative banks |
| Development Institutions | SIDBI, EXIM Bank, NABARD, NHB, NaBFID |
| Global Financial System | International financial developments |
| Information Technology in Banking | Digital banking, financial technology |
| Non-Banking Financial System | NBFCs and related regulations |
| Digital Payments | UPI, digital payment systems |
| Financial Markets | Forex, money, bond and equity markets |
| Market Instruments | Primary and secondary market instruments |
| Financial Risk Management | Banking risks, financial stability |
| Derivatives | Basics of derivative instruments |
| International Banking | Global markets and banking developments |
| Financial Inclusion | Financial access and inclusion initiatives |
| Alternative Finance | Alternative financial mechanisms |
| Public-Private Partnerships | Infrastructure financing |
| Corporate Governance | Governance in banking institutions |
| Union Budget | Financial and economic implications |
| Accounting | Basic accounting concepts |
| Inflation | Causes, effects and management |
| Monetary and Fiscal Policy | Policy instruments and economic impact |
Candidates should regularly follow RBI publications and financial news to understand contemporary developments.
Management and Ethics form part of the RBI Grade B Finance and Management paper. Candidates should focus on management theories, organizational behavior, motivation, leadership, communication, corporate governance, and ethical practices.
| Section | Topics Covered |
| Fundamentals of Management | Introduction to Management, planning and decision-making |
| Evolution of Management Thought | Scientific, Administrative and Human Relations approaches |
| Systems Approach | Management systems and organizational functions |
| Managerial Roles | Managerial responsibilities and functions |
| Nudge Theory | Behavioral influence and decision-making |
| Personality | Big Five Personality Model |
| Perception | Perception and reinforcement |
| Motivation | Maslow, Alderfer, McClelland, Herzberg |
| Leadership | Trait, Behavioral, Contingency, Charismatic, Transactional and Transformational theories |
| Emotional Intelligence | Self-awareness, emotional regulation |
| Interpersonal Relationships | Transactional Analysis and Johari Window |
| Conflict Management | Conflict resolution |
| Organizational Change | Organizational development and change |
| Workplace Ethics | Ethical conduct and responsibilities |
| Topics | Important Areas |
| Meaning of Ethics | Ethical principles and behavior |
| Ethical Problems | Business-related ethical challenges |
| Ethical Theories | Utilitarianism, Rights and Duties, Justice and Fairness, Ethics of Care |
| Moral Issues | Ethics in Compliance, Finance, HR and Marketing |
| Business Ethics | Ethical decision-making |
| Board of Directors | Responsibilities and governance |
| Best Practices | Corporate governance principles |
| Code of Conduct | Ethical standards and organizational policies |
| Governance Mechanisms | Accountability, transparency and control |
| Topics | Important Areas |
| Communication Process | Sender, receiver, message and feedback |
| Communication Channels | Oral and written communication |
| Verbal and Non-Verbal Communication | Different modes of communication |
| Communication Barriers | Organizational and interpersonal barriers |
| Organizational Communication | Upward, downward and lateral communication |
| Technology in Communication | Role of information technology |
The RBI Grade B DEPR examination is conducted for the Department of Economic and Policy Research. Unlike the General stream, its examination focuses primarily on Economics and English Writing Skills.
The DEPR selection process consists of Phase 1, Phase 2, and an Interview.
| Paper | Type | Duration | Maximum Marks |
| Paper I: Economics | Objective | 120 Minutes | 100 |
| Paper II: English | Descriptive | 120 Minutes | 100 |
| Total | 200 |
The objective Economics paper evaluates candidates’ understanding of economic theories and analytical concepts. The English paper assesses writing skills, expression, and comprehension.
| Paper | Type | Duration | Maximum Marks |
| Paper I: Economics | Descriptive | 120 Minutes | 100 |
| Paper II: Economics | Descriptive | 120 Minutes | 100 |
| Total | 200 |
The descriptive Economics papers require candidates to demonstrate a detailed understanding of economic theories, analytical methods, and their applications.
Under the referenced pattern, the Economics questions are displayed on a computer, while answers are written on paper.
The RBI Grade B DEPR Syllabus covers Microeconomics, Macroeconomics, International Economics, Economic Growth and Development, Public Finance, Environmental Economics, Quantitative Methods, and current developments in the Indian economy.
The Economics papers are designed to assess knowledge broadly comparable to the postgraduate level.
| Subject | Topics Covered |
| Microeconomics | Consumer demand, production, market structures, pricing, distribution, welfare economics |
| Macroeconomics | Employment, output, inflation, monetary economics, IS-LM model, economic schools of thought |
| International Economics | International trade theories, balance of payments, exchange rates |
| Economic Growth and Development | Classical and neoclassical growth models, development theories |
| Public Finance | Taxation, public expenditure, debt management |
| Environmental Economics | Green GDP, environmental valuation, environmental policy |
| Quantitative Methods | Mathematical and statistical methods, regression analysis |
| Indian Economy | Economic growth, inflation, poverty, unemployment, agriculture, industry, infrastructure |
| English Writing Skills | Written expression, comprehension, topic understanding |
The DEPR Phase 2 syllabus evaluates in-depth knowledge of Microeconomics, Macroeconomics, Economic Growth, International Economics, and Public Finance.
| Subject | Important Topics |
| Consumer Theory | Utility, consumer surplus, indifference curves, substitution effects, game theory |
| Production Theory | Production functions, returns to scale |
| Market Theory | Market structures, pricing, equilibrium |
| Distribution Theories | Ricardo, Marx, Kalecki, Kaldor |
| Welfare Economics | Pareto optimality, Arrow, Coase, Sen |
| National Income | Methods of measuring national income |
| Employment and Output | Classical, Neoclassical, Keynesian and Post-Keynesian theories |
| Inflation | Phillips Curve, Taylor Rule, Lucas Critique |
| Money and Banking | Quantity theory, money multiplier, IS-LM, AD-AS |
| Economic Growth | Growth and development models |
| International Trade | Exchange rates, international trade theories, balance of payments |
| Public Finance | Taxation, public expenditure, public debt |
Candidates applying for DEPR should focus on theoretical Economics, mathematical applications, economic models, and analytical writing.
The RBI Grade B DSIM examination is conducted for the Department of Statistics and Information Management. The examination evaluates candidates’ understanding of Statistics, Mathematics, Econometrics, Data Science, and related subjects.
| Paper | Type | Duration | Maximum Marks |
| Paper I: Statistics | Objective | 120 Minutes | 100 |
| Total | 120 Minutes | 100 |
| Paper | Type | Duration | Maximum Marks |
| Paper II: Statistics | Descriptive | 180 Minutes | 100 |
| Paper III: English | Descriptive | 90 Minutes | 100 |
| Total | 270 Minutes | 200 |
For the referenced DSIM pattern, the Statistics descriptive examination requires written answers, while the English descriptive examination is typed using a keyboard.
The RBI Grade B DSIM syllabus covers advanced Statistics, Probability, Econometrics, Time Series, Statistical Computing, Data Science, Artificial Intelligence, and Machine Learning.
The subject areas below are relevant to the Statistics papers.
| Subject | Topics Covered |
| Probability Theory | Probability concepts and distributions |
| Probability Distributions | Discrete and continuous distributions |
| Sampling Theory | Sampling methods and applications |
| Linear Models | Linear regression and related models |
| Economic Statistics | Statistical applications in Economics |
| Statistical Inference | Estimation and hypothesis testing |
| Non-Parametric Tests | Distribution-free statistical methods |
| Stochastic Processes | Random processes |
| Multivariate Analysis | Statistical analysis of multiple variables |
| Econometrics | Economic modeling and statistical techniques |
| Time Series | Time-dependent data analysis and forecasting |
| Optimization | Optimization techniques |
| Statistical Computing | Computational statistical methods |
| Data Science | Data analysis and modeling |
| Artificial Intelligence | AI concepts and applications |
| Machine Learning | Machine learning techniques |
| Database Management | Database systems and data warehouses |
Paper III evaluates descriptive English writing skills, including:
Candidates should prepare both theoretical and application-based Statistics questions while practicing descriptive writing.
The RBI Grade B Interview is the final selection stage and carries 75 marks under the referenced examination pattern. It evaluates candidates’ subject knowledge, personality, communication skills, analytical thinking, and suitability for the Officer post.
Candidates should prepare the following areas:
For the General stream, the combined Phase 2 and Interview score is calculated out of 375 marks.
The RBI Grade B selection process includes preliminary screening, main examinations, and an Interview. The paper structure differs between the General, DEPR, and DSIM streams.
| Stage | Examination | Details |
| Phase 1 | Preliminary Examination | Qualifying / Shortlisting stage |
| Phase 2 | Main Examination | Objective and/or descriptive papers depending on the stream |
| Interview | Personality Assessment | Subject knowledge, communication and suitability |
| Medical Examination | Medical Fitness | As prescribed by RBI |
| Final Selection | Merit List | Based on applicable final merit criteria |
Candidates must qualify at each required stage to proceed in the recruitment process.
The RBI Grade B syllabus is extensive and requires a structured preparation plan. Candidates should distribute their preparation time according to the examination pattern, subject weightage, and individual strengths.
1. Create a Study Plan
Prepare a realistic timetable covering Phase 1 and Phase 2 topics. Allocate dedicated time to current affairs, aptitude, Economics, Finance, Management, and descriptive writing.
2. Prioritize Important Topics
Identify high-weightage sections and difficult topics. General Awareness carries 80 marks in Phase 1, while Phase 2 requires strong conceptual knowledge of ESI and FM.
3. Set Daily and Weekly Targets
Break the syllabus into smaller topics and establish measurable preparation goals. Track progress regularly and revise completed topics.
4. Practice Mock Tests
Take sectional and full-length mock tests to identify weak areas and improve time management. Analyze incorrect answers after every test.
5. Practice Descriptive Writing
Regularly write answers on Economics, Finance, Management, and current developments. Focus on clarity, structure, and accuracy.
6. Revise Current Affairs
Maintain short notes on RBI publications, important government schemes, financial developments, the Union Budget, and Economic Survey.
Candidates can follow the RBI Grade B 60-Day Study Plan for a structured preparation approach.
Candidates preparing for RBI Grade B should focus on developing conceptual knowledge, improving examination speed, and revising current affairs regularly.
Candidates can attempt the RBI Grade B Mock Test to assess their preparation and improve accuracy.
The RBI Grade B Syllabus 2027 includes four subjects in Phase 1 and three papers in Phase 2 for the General stream. Phase 1 carries 200 marks, Phase 2 carries 300 marks, and the Interview carries 75 marks under the latest referenced pattern. Candidates applying for DEPR and DSIM must prepare separately for Economics and Statistics-based examinations.
A structured study plan, regular current affairs revision, descriptive writing practice, and mock tests can help candidates cover the syllabus effectively. Since the official 2027 notification is awaited, candidates should refer to the latest RBI guidelines and follow PracticeMock for exam preparation resources.
| RBI Grade B Preparation Resources |
| RBI Grade B Without Coaching |
| RBI Grade B Study Plan for 60 Days |
| RBI Grade B Previous Year Question Papers PDF |
| RBI Grade B Important PIB MCQs |
RBI Grade B Phase 1 syllabus covers 4 sections including Quantitative Aptitude, Reasoning, English, and General Awareness whereas Phase 2 syllabus has 3 papers such as Economic & Social Issues (ESI), Finance & Management (F&M), and Descriptive English.
There are four subjects in RBI Grade B Phase 1: General Awareness, Reasoning Ability, Quantitative Aptitude, and English Language.
The RBI Grade B Phase 2 syllabus for the General stream includes Economic and Social Issues, English Writing Skills, and Finance and Management.
The RBI Grade B Phase 1 examination has a duration of 120 minutes with separate sectional time limits.
Yes. Under the referenced pattern, objective questions carry a penalty of one-fourth of the marks assigned to the question for an incorrect response.
The DEPR syllabus covers Microeconomics, Macroeconomics, International Economics, Public Finance, Environmental Economics, Quantitative Methods, and economic developments.
The DSIM syllabus includes Probability, Statistics, Statistical Inference, Linear Models, Time Series, Econometrics, Data Science, Artificial Intelligence, and Machine Learning.
The RBI Grade B Interview carries 75 marks under the latest referenced pattern. For the General stream, the final merit score is calculated using Phase 2 marks and Interview marks.
Yes. Candidates can prepare using standard books, RBI publications, previous year question papers, current affairs resources, descriptive writing practice, and mock tests.
The official 2027 syllabus has not yet been released. Candidates can refer to the 2026 syllabus for preparation and check the RBI website for updates.
For the General stream, ESI and Finance and Management each have 30 objective questions and six descriptive questions, of which four must be answered. English Writing Skills contains three descriptive questions under the referenced pattern.
General Awareness carries the highest weightage with 80 questions and 80 marks out of a total of 200 marks.
The General stream covers aptitude, General Awareness, Economics, Finance, and Management. DEPR focuses on advanced Economics, while DSIM focuses on Statistics, Econometrics, Data Science, and related subjects.
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