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The RBI Assistant 2020 recruitment notification was released on 23rd December, 2019 featuring a total of 926 vacancies. For those who want to get a complete idea of RBI Assistant Syllabus and Exam Pattern can go through this link. As far as the RBI Assistant exam is concerned aspirants must be busy in filling up the online application forms as the last date to do so is 16th Jan, 2020. So, those who haven’t done it yet can start filling up the online application as the end date is approaching. Sometimes with so many exams lined up, aspirants generally get confused as which exam they should choose. This article is about giving an insightful information regarding both RBI Assistant and IBPS Clerk. So, if you are confused between RBI Assistant Vs IBPS Clerk then you can take the help of this article to get a clarity.

RBI Assistant Vs IBPS Clerk

Let’s start the comparison of the two by mentioning that both RBI Assistant and IBPS Clerk is a clerical cadre exam and still both of these exams are equally popular and important. Thus, aspirants are confused even more as which one they should go for.

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RBI Assistant Vs IBPS Clerk – Exam Pattern

As far as the exam pattern of these two examinations are concerned, the exam pattern for Prelims is more or less the same. It is just that there is an LPT which is the Language Proficiency Test in RBI Assistant exam which is the last and final phase of RBI Assistant selection. However, as far as the difficulty level of the two goes, the exam difficulty level of IBPS Clerk Prelims and Mains is a step above than the exam level of RBI Assistant Prelims and Mains exams. The difference between the two is there in the RBI Assistant and IBPS Clerk Mains exam.

RBI Assistant Mains Exam PatternIBPS Clerk Mains Exam Pattern
The Mains of RBI Assistant comprises of 5 sections including test of Reasoning, test of English language, test of Numerical Ability, test of General Awareness & test of Computer KnowledgeThe Mains of IBPS Clerk comprises of 4 sections including Reasoning & Computer Aptitude, English language, General/Financial Awareness & Quantitative Aptitude
The total time duration of RBI Assistant Mains is 2 hours & 15 minsThe total time duration of IBPS Clerk Mains is 160 minutes

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RBI Assistant Vs IBPS Clerk – Basic Difference

ExamRBI AssistantIBPS Clerk
Selection Procedure3 stages (Prelims, Mains & LPT)2 stages (Prelims, Mains)
Exam Conducting Body Institute of Banking Personnel Selection Institute of Banking Personnel Selection
Exam TypeOnlineOnline
Post OfferedAssistant (Clerical Level)Clerk (Clerical Level)

RBI Assistant Vs IBPS Clerk – Salary

Another important factor of comparison is the salary structure of the two and other allowances.

RBI Assistant SalaryIBPS Clerk Salary
As far as the basic pay of an RBI Assistant goes is Rs 13150/-The basic pay of an IBPS Clerk is Rs 11765/-
Gross Salary – Rs 32528/-Gross Salary (Around) – Rs 19000 to 21000/-
Pay Scale of RBI Assistant – 13150-750(3)-15400-900(4)-19000-1200(6)-26200-1300(2)-28800-1480(3)-33240-1750(1)-34990(20 years)Pay Scale is 11765 – 655/3-13730-815/3-16175980/4-20095-1145/7-28110-2120/1-30230-1310/1-31540 & other allowances and special pay

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Also, as far as work is concerned an RBI Assistant has less work pressure as compared to other job profiles. Thus, job of an RBI Assistant is much better in terms of work life balance.

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RBI Assistant Vs IBPS Clerk – Other Perks and Allowances

RBI Assistant Other Perks & AllowancesIBPS Clerk Other Perks & Allowances
Housing AccommodationHouse Rent Allowance
Leave travel concessions for employee’s family once every two yearsTravel Allowance
Book grant, briefcase and newspaperDearness Allowance
Reimbursement of vehicle maintenance expenseMedical Allowance
Interest free festival advance 
Reimbursement of medical expense for OPD treatments and hospitalization 
Loans at concessional rates for housing, car, education, consumer articles and for personal computer etc. 

RBI Assistant Vs IBPS Clerk Job Profile

RBI Assistant Job ProfileIBPS Clerk Job Profile
Verification of both Banking & Non-Banking documentsTreasury Works of respective banks are to be attended
Maintaining filesIssuing of Demand Drafts (DDs), Opening Bank Accounts for the customers, Issuing Cash Receipts, etc.
Job profile includes data entryProviding guidance to the Bank Customers
Respond to RTI queriesMaintaining various bank documents including ledger, balance sheets etc
Replying and maintaining email logsProviding information related to latest schemes and government policies
Initiation of Office Notes belonging to various centresResolving customer queries
 Sanctioning of withdrawals by the customers
                                                        Updating passbooks of account holders
 Miscellaneous tasks

NOTE: RBI Assistant’s job profile depends upon the department with which they are attached to.

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Career Growth of RBI Assistant Vs IBPS Clerk

RBI Assistant Career GrowthIBPS Clerk Career Growth
Grade A Officer (Assistant Manager)Bank Clerk
Grade B Officer (Managerial Level)Officer/Assistant Manager
Grade C (Assistant General Manager)Manager
Grade D (Deputy General Manager)Senior Manager
Grade E (General Manager)Chief Manager
Grade F (Deputy Governor)Asst. General Manager
 Deputy General Manager
 General Manager

RBI Assistant Vs IBPS Clerk – Place of Posting

RBI Assistant – Initially the selected candidates will be posted in RBI’s office within the Recruitment Zone for which they had applied. However, after that they are liable to be transferred in administrative exigencies grouped and classified into West, South, North and East Zone offices. RBI employees are mostly posted in urban locations and no rural postings are there as there are no branches of RBI in rural areas.

IBPS Clerk – In first few years it is less possible that clerks get posted in their hometowns or near to that. The posting of an IBPS Clerk is generally decided by the employer. After being posted at the bank branch the probation period lasts for 6 months and then the employees are made permanent. A clerk can expect a promotion after 2 to 3 years which depends upon their performance.

Conclusion

This is all from us related to these two job profiles. Those aspirants who have this confusion in mind as which out of the two you should choose then you can clearly figure out the difference and can take a wise decision yourself. Working for RBI is like a dream come true as the job comes with great perks and opportunities to learn quite new things. So, start preparing for one of this most reputed job by taking a free mock test of RBI Assistant 2020 exam and analyzing your performance level.

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