NICL AO Syllabus 2025: As you prepare for the NICL Administrative Officer (AO) exam in 2025, it’s essential to know what to study. The NICL AO 2025 syllabus is like a map that guides your preparation. It includes different subjects and topics that you need to understand well. This Article will give you a simple overview of what you should focus on to do your best in the NICL AO 2025 exam. Understanding the exam syllabus is crucial for effective preparation, as it encompasses various sections that evaluate candidates’ proficiency in Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, Computer Knowledge, and, for specialist roles, Professional Knowledge. In this article, we are providing the NICL AO Syllabus 2025 along with the exam pattern. Candidates can check the detailed exam pattern & syllabus in the article below.
The National Insurance Company has released the NICL AO Recruitment 2025 Notification on their official website. The NICL AO Prelims exam will be conducted on 20th June 2025, and the Mains exam will be conducted on 31st August 2025. Candidates can check the syllabus and exam pattern overview details in the table below.
The National Insurance Company Limited (NICL) Administrative Officer (AO) Exam 2025 is conducted to recruit candidates for Scale-I Administrative Officer positions in Generalist and Specialist categories. The selection process includes three stages: Preliminary Exam, Main Exam, and Interview. Below is a detailed overview of the NICL AO Exam Pattern 2025 for Generalists, Specialists, and Hindi (Rajbhasha) Officers.
NICL AO Exam Pattern 2025 for Prelims
Mode: Online
Type: Objective (Multiple Choice Questions)
Total Marks: 100
Duration: 60 minutes (20 minutes per section)
Sections:
English Language (30 marks, 30 questions)
Reasoning Ability (35 marks, 35 questions)
Quantitative Aptitude (35 marks, 35 questions)
Negative Marking: 0.25 marks deducted for each incorrect answer
Purpose: Qualifying in nature; marks not counted for final selection
Eligibility: Applicable to all disciplines except Hindi Officers
NICL AO Exam Pattern 2025 for Prelims
S. No
Sections
No. of Questions
Max. Marks
Time Duration
1.
English Language
30
30
20 minutes
2.
Reasoning Ability
35
35
20 minutes
3.
Quantitative Aptitude
35
35
20 minutes
Total
100
100
60 Minutes(1 Hour)
NICL AO Mains Pattern 2025
For Generalists
Objective Test:
Total Marks: 200
Duration: 3 Hours
Sections:
Reasoning (50 marks, 50 questions)
English Language (50 marks, 50 questions)
General Awareness (50 marks, 50 questions)
Quantitative Aptitude (50 marks, 50 questions)
Descriptive Test:
Total Marks: 30
Duration: 30 minutes
Type: English Language (Essay, Précis, Comprehension)
Negative Marking: 0.25 marks deducted for each incorrect answer
Mode: Both tests were conducted online
NICL AO Mains Exam Pattern 2025 for Generalist
The NICL AO Mains Exam Pattern 2025 for Generalists has been discussed in the table below.
NICL AO Mains Exam Pattern 2025 for Generalists
S. No
Section
No. of Questions
Maximum Marks
Time Duration
1.
Test of Reasoning
50
50
40 min
2.
Test of English Language
50
50
40 min
3.
Test of General Awareness
50
50
30 min
4.
Test of Computer Knowledge
50
50
30 min
5.
Test of Quantitative Aptitude
50
50
40 min
Total
250
250
3 Hours
NICL AO Mains Exam Pattern For Specialist Post
NICL AO Mains Exam Pattern 2025 for Specialists
S. No.
Sections
No. of Questions
Maximum Marks
Time Duration
1.
Test of Reasoning
40
40
35 min
2.
Test of English Language
40
40
30 min
3.
Test of General Awareness
40
40
20 min
4.
Test of Computer Knowledge
40
40
25 min
5.
Test of Quantitative Aptitude
40
40
35 min
6.
Specialist Stream Test
50
50
35 min
Total
250
250
180 Minutes(3 Hours)
NICL AO Descriptive Test
The descriptive test for NICL AO will be conducted through the online medium and in English. Aspirants can check the NICL AO Descriptive Test Pattern below.
NICL AO Descriptive Test
Section
Marks
Time Duration
Essay
10 Marks
30 Minutes
Precis
10 Marks
Comprehension
10 Marks
Total
30 Marks
30 Minutes
Interview (Phase III)
Applicability: For candidates qualifying the Main Exam (Generalists and Specialists) or Single Phase Exam (Hindi Officers)
Weightage: Final selection based on Main Exam (Objective Test) and Interview marks in an 80:20 ratio
Assessment: Evaluates communication skills, professional knowledge, and suitability for the role
Centres: Conducted at designated centres
NICL AO Syllabus 2025
The NICL AO Syllabus consist of five sections: Quant, Reasoning, English, General Awareness and Computer Knowledge. Here we are providing the NICL AO section-wise detailed syllabus in the section below.
NICL AO 2025 Syllabus for Reasoning Ability
Below is the NICL AO 2025 Syllabus for Reasoning Ability:
Logical Reasoning
Coded Inequalities
Seating Arrangement
Alphanumeric Series
Puzzle
Tabulation
Blood Relations
Input-Output
Ranking/Direction/Alphabet Test
Data Sufficiency
Syllogism
NICL AO Syllabus for Quantitative Aptitude
Below is the NICL AO 2025 Syllabus for Quantitative Aptitude:
Simplification
Data Interpretation
Speed, Distance, and Time
Simple and Compound Interest
Averages
Percentages
Profit and Loss
Ratio and Proportion
Quadratic Equations
Number Series
Time and Work
NICL AO Syllabus for English Language
Below is the NICL AO 2025 Syllabus for English Language:
Reading Comprehension
Error Spotting
Cloze Test
Sentence Improvement
Para Jumbles
Idioms and Phrases
One-word substitution
Fill in the blanks
Synonyms/Antonyms
NICL AO Syllabus for General Awareness
Below is the NICL AO 2025 Syllabus for General Awareness:
Books and Authors
Monetary and Credit Policies
Banking Terms and Abbreviations
Geography
International Organisations related to Banking and Finance
Important National Parks, Wildlife Sanctuaries, and Biosphere Reserves
Government Schemes and Policies
Awards and Honours
History
Culture and Arts
RBI and its functions
Financial Markets
Science and Technology
Important Days and Dates
Appointments and Resignations
National and International events
Indian Constitution
Basics of Insurance
Types of Insurance
Insurance Terminologies
Banking Regulations
Environment and Ecology
Sports events
NICL AO Syllabus for Computer Knowledge
Here is the list of NICL AO 2025 Syllabus for Computer Knowledge:
Computer Virus and Antivirus
Memory
MS PowerPoint
Internet Basics
MS Word
Operating Systems
Email and its uses
Types of Computers
Basics of Computer Networking
Networking and the Internet
Types of Networks
Web Browsers
Input and Output Devices
MS Access
Storage Devices
History and Evolution of Computers
Computer Software
Commonly used abbreviations related to computers and IT
Search Engines
LAN, WAN, MAN
Fundamentals of Computer
Network Devices
MS Excel
NICL AO Specialist Syllabus
NICL AO Specialist Syllabus for MBBS Doctor, Legal, Finance, Information Technology, and Auto Mobiles Streams are given below:
NICL AO Doctor Syllabus
While the exact syllabus for the MBBS/Doctor stream isn’t detailed in the notification, it generally covers core medical disciplines including:
Anatomy, Physiology, Biochemistry
Pathology (General, Systemic), Microbiology
Pharmacology, Forensic Medicine
Community Medicine (including Public Health)
Medicine (General & Specialty), Surgery, OBGYN, Pediatrics
Orthopedics, Ophthalmology, ENT, Psychiatry, Radiology, Anesthesia, Emergency Medicine
NICL AO Legal Syllabus
1. Professional Knowledge (Law)
Constitutional Law
Law of Contracts (Contract I and II)
Law of Torts and Consumer Protection Act
Indian Penal Code (IPC)
Code of Civil Procedure (CPC)
Code of Criminal Procedure (CrPC)
Transfer of Property Act
Arbitration and Conciliation Act
Companies Act
Industrial Disputes Act & Labour Laws
Information Technology Act
Insurance Act & IRDAI Regulations
General Insurance and Principles of Insurance
Recent Legal Developments
Legal Maxims and Terminologies
NICL AO Finance Syllabus
1. Financial Accounting
Basics of Accounting & Principles
Journal, Ledger, and Trial Balance
Bank Reconciliation Statement
Final Accounts (P&L, Balance Sheet)
Depreciation Accounting
Accounting Standards (Basics)
2. Cost Accounting
Cost Concepts and Classification
Cost Sheet Preparation
Marginal Costing
Budgetary Control
Standard Costing and Variance Analysis
3. Financial Management
Time Value of Money
Capital Budgeting
Cost of Capital
Capital Structure Theories
Working Capital Management
Dividend Policy
4. Corporate Finance
Sources of Finance
Capital Markets
Mergers & Acquisitions
Financial Planning and Forecasting
5. Economics & Indian Financial System
Basics of Economics (Micro & Macro)
Monetary Policy & Fiscal Policy
Role of RBI, SEBI, IRDAI
Indian Financial Market Structure
Inflation, GDP, Fiscal Deficit
6. Banking and Insurance
Indian Banking System (RBI functions, types of banks)
Basics of Auditing – Internal, External, Types of Audit
Direct and Indirect Taxes (overview)
GST Basics
Income Tax Basics – Deductions, Exemptions
8. Recent Financial Developments
Union Budget Highlights
Major Economic Schemes (related to Finance & Insurance)
Trends in the Indian Economy
ESG, Fintech, Digital Banking
NICL AO Information Technology Syllabus
Core IT Section (50 Questions)
Focuses on practical and technical knowledge expected from IT professionals. Key topics include:
Fundamentals of Computers (history, types, OS)
Hardware & Memory, Input/Output devices
Networking principles (LAN/WAN/MAN), internet basics
Software: system vs application software
Security: viruses, hacking, antivirus
Computer languages, terminology, and abbreviations
Database fundamentals
MS Office suite (Word, Excel, PowerPoint, Access)
Internet tools and search engines
Computer shortcuts
NICL AO Automobile Syllabus
The Professional Knowledge section for Automobile Engineers assesses discipline-specific concepts. Based on the standard B.Tech Automobile Engineering syllabus, key topics include:
IC Engines – types, thermodynamics, performance, emissions
Manufacturing Processes – welding, casting, forming, applicable to auto components
Engine Testing & Emissions Lab – analysis and regulatory compliance
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The NICL AO syllabus 2025 covers subjects like Reasoning Ability, Quantitative Aptitude, English Language, General Awareness, and Computer Knowledge.
Is the NICL AO syllabus the same for both Prelims and Mains?
No. The NICL AO Prelims includes Reasoning, Quantitative Aptitude, and English, while the Mains syllabus includes these plus General Awareness and Computer Aptitude.
Where can I download the official NICL AO syllabus 2025 PDF?
Candidates can download the NICL AO Syllabus 2025 PDF from its official website.
Sweta Singh
Hi, I am Sweta Singh (B.Com Honours). I cleared many bank exams time by time but couldn't join because of my passion towards writing. I write blogs to help aspirants prepare for Banking and Insurance exams. These blogs turn out to be a one-stop destination for comprehensive information on some of the biggest competitive exams like SBI PO/Clerk, IBPS PO/Clerk, IBPS RRB PO/Clerk and RBI. My ultimate goal is to provide accurate and easy-to-understand information, covering topics like exam patterns, syllabus, study techniques, and more. Join me on this journey of knowledge!