NICL AO Mains has been successfully conducted on 31st August 2025. The article provides a detailed exam analysis based on the feedback provided by the students who have attempted the exam. The analysis includes the difficulty level of the exam, section-wise difficulty, and the best attempts. The analysis will help the candidates for future banking and insurance exams. Candidates can check the detailed analysis of each section in the article below.
NICL AO Prelims has already been conducted, and the mains is being conducted today. The Mains exam consists of 250 questions of 250 marks. The time duration is 180 minutes. There is a conduct of a descriptive test as well after the objective test. The descriptive test is of 30 marks, and the time duration is 30 minutes. In the table given below, we have given the difficulty level and also the number of good attempts based on the interaction with students at the exam centre for the generalist category.
| Sections | Difficulty Level | No. of Good Attempts |
| Test of English Language | Easy-Moderate | 35-42 |
| Test of Reasoning | Moderate | 32-37 |
| Test of Quantitative Aptitude | Moderate | 22-30 |
| Test of General Awareness | Moderate | 25-30 |
| Test of Computer Knowledge | Easy | 38-45 |
The Mains exam analysis is based on the interaction we have with those candidates who have appeared for the exam. According to them, the difficulty level of the paper is somewhat Moderate. The English section presented a range of questions, including error detection, cloze tests, and sentence rearrangement, among others. The reasoning section, on the other hand, focused on questions that involved alphanumeric, coding, and decoding and the Box puzzle with single variables as well as double variables. Quant section surprises with more questions focused on the Data Interpretation. The detailed section-wise analysis is given below in the blog.
The English section consists of 50 questions of 50 marks that need to be attempted within 40 minutes of time duration. According to the participants, we have made a list of topics and the number of questions asked for each topic.
| NICL AO Exam Analysis of English Section for Mains | |
| Topic | No. of Questions |
| Reading Comprehension (2) | 18 |
| Cloze test | 5 |
| Sentence rearrangement | 5 |
| Para jumbles | 5 |
| Match the column | 3 |
| Word swap | 4 |
| Error Spotting (Incorrect and correct sentence) | 7 |
| Misc. | 3 |
The Reasoning section consists of 50 questions, which are worth 50 marks, and the time allotted for this section is 40 minutes. After interacting with the participants, we have come up with a list of topics from which questions are asked.
| Topic | No. of Questions |
| Circular Seating Arrangement | 5 |
| 3 Variable Floor Puzzle | 5 |
| Box-Based Puzzle | 5 |
| Puzzle | 5 |
| Syllogism | 5 |
| miscellaneous | 4 |
| Coding-Decoding | 5 |
| Blood Relation | 1 |
| Data sufficiency | 5 |
| Critical Reasoning | 10 |
In the NICL AO Mains exam, the quants section consists of 50 questions, which are of 50 marks, and the time duration is 40 minutes. Based on the interaction with the students, here is a topic-wise exam analysis for the quantitative aptitude section.
| Topics | No. of Questions |
| Approximation | 6 |
| Caselet | 8 |
| Data Interpretation(bar graph) | 6 |
| Data Interpretation( Tabular) | 12 |
| Arithmetic | 10 |
| Wrong number Series | 5 |
| Quantity 1 & Quantity 2 | 3 |
In the NICL AO Mains exam, the general awareness section consists of 50 questions, which are of 50 marks, and the time duration is 40 minutes. Based on the interaction with the students, here is a topic-wise exam analysis for the General Awareness section.
The NICL AO Mains exam computer knowledge section consists of 50 questions, which are of 50 marks, and the time duration is 40 minutes. Based on the interaction with the students, here is a topic-wise exam analysis for the Computer Knowledge section.
In this blog, we have provided a detailed analysis for NICL AO Mains exam 2025. To practice questions and boost your preparation for more such banking and insurance exams, you can take our mock test series or subscribe to our banking courses. The link is given below.
Disclaimer: The exam analysis and good attempt ranges provided in this article are based on candidate feedback and expert interpretation. They are intended for general guidance and exam preparation purposes only. National Insurance Company Limited (NICL) is the sole authority for releasing official exam details, results, and cut-off marks. Candidates are advised to rely on official NICL notifications for final and authoritative information. PracticeMock and its contributors are not responsible for any discrepancies or changes in official announcements.
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Yes, there is a sectional cutoff for the NICL AO Mains examination. The candidate has to clear both the sectional as well as overall cutoff to move to the interview stage.
The level of NICL AO is Moderate to Difficult.
Both jobs are in the public sector, insurance-based. Candidates can opt for any of these based on their preference regarding the work environment, salary, and many other factors.
The NICL AO Mains exam was conducted in a single shift on 31st August 2025.
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