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The Mains exam of NIACL AO was conducted today which had 312 vacancies and we are out with its analysis. There were 4 sections: English, Reasoning, General Awareness & Quantitative Aptitude. The paper was moderate in terms of difficulty level. Let’s start with the section-wise analysis.


The English language section was moderate.

  • Reading Comprehension: 15 questions on 2 sets of RC
    • 1 RC on the importance of Technology in the insurance industry with 7 questions
    • 1 RC on Robotics with 8 questions
  • Phrase Replacement: 5 questions
  • Error Detection: 5 questions
  • Cloze Test: 5 questions
  • Sentence Starters: 2 questions
  • Match the Columns: 3 questions
  • Fill in the Blanks: 5 questions
  • Words Arrangement: 5 questions
  • Para Jumbles: 5 questions


The Quantitative section was moderate.

  • Data Interpretation: 23 questions on 4 sets (Passage + Data, Table, Bar Graph, Pie chart with data of male/female students)
  • Word Problems: 9 questions
    • Probability: 1 question
    • Average: 2 questions
    • Mensuration: 1 question
    • Time & Work: 1 question
    • Time & Distance: 1 question
    • SI & CI: 1 question
    • Ratio: 1 question
    • Investment: 1 question
  • Number Series: 6 questions
  • Linear Equation: 1 question
  • Quadratic Equation: 6 questions
  • Data Sufficiency: 5 questions


The Reasoning section was easy-moderate.

  • Puzzles: A total of 22questions were asked in 5 puzzles
    • 1 question each on Floor Puzzle & Height Puzzle respectively
    • 5 questions on 6 persons and their positions in companies
    • 5 questions on a Square Puzzle having corners, colours & fruits
    • 5 questions on a puzzle involving 7 people, their DoB and the cities visited
    • 5 questions on a sitting arrangement puzzle involving 10 people who are sitting in sets of 5 people facing each other and like different colours
  • Data Sufficiency: 5 questions
  • Syllogism: 3 questions
  • Input-Output: 5 questions
  • Coding-decoding: 5 questions
  • Blood Relations: 4 questions
  • Critical Reasoning: 5 questions
  • Alphabetical Rearrangement: 1 question

General Awareness

The questions asked in this section were easy to moderate. The focus was more on current affairs of last 3-4 months and questions on Static GK were less in number. Overall this section was easy-moderate.

Descriptive Test

Letter Writing

  • A letter to a News Editor highlighting the harmful effects of online games like PUBG
  • A letter to a friend highlighting the importance of MSME
  • A letter to an Insurance company regarding the claims of a damaged vehicle


  • Education is the mother tongue at the primary level
  • Pros & Cons of buying insurance policies online
  • Will you advocate for Greenery or for Broadening of Roads?


  • English Language: 32-35
  • Quantitative Aptitude: 30-32
  • Reasoning Ability: 31-34
  • General Awareness: 33-36

Overall: 126-137

Hope this analysis will help the aspirants on what kinds of questions are asked. That’s all from our side. We wish the aspirants “All the Best” for their results.

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