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The NIACL or New India Assurance Company Limited has released NIACL AO Exam 2021 date on September 24, 2021. The AO (Generalist) (Scale 1) exam for Phase I will be conducted on October 16, 2021As the NIACL AO 2021 Exam dates are out now, you need to gear up to speed up the revision process. And the best way to do it is via Mock Tests. Mock Tests, without doubt, play a crucial role in clearing the exam on the very first attempt. Whether you have finished the syllabus or are still halfway through Mocks always help to cover the syllabus and reach your destination in style. It is the mantra for sure-shot success.

The Phase I paper will entertain 4 sections:

  1. Reasoning
  2. English Language
  3. General Awareness
  4. Quantitative Aptitude

The maximum marks will be 100 and the time duration is 60 minutes (1 hour). You will have to qualify for each test/section by securing passing marks to be decided by the Company. An adequate number of candidates in each category will be shortlisted for the Main Examination. The number of shortlisted candidates will be approximately 15 times the number of available vacancies.


In this article, we will throw light on how you can help propel your preparation through Mock Tests and taste success!

But before jumping onto the advantages of the Mock Test let’s revisit the updated exam pattern and the syllabus to discuss the exam in the context of the topics needed to be covered and the no. of questions and duration of the Exam:

NIACL AO Exam Pattern

As per the NIACL, the selection process of a candidate is based on the four recruitment stages given below:

Preliminary Stage

This stage of the recruitment process consists of three sections, English language, Quantitative Aptitude, and Reasoning Ability. The exam is conducted in online mode, with objective-type questions carrying a total score of 100 Marks.

TopicsNo. of QuestionsMarksDuration
English Language303020 minutes
Reasoning Ability353520 minutes
Quantitative Aptitude353520 minutes
Total10010060 minutes (1 hour)

NIACL AO Exam Pattern for Mains

The NIACL AO Mains exam will include both objective tests as well as descriptive tests. Hence, the exam pattern for the objective test has been mentioned below in the article.

NIACL AO Exam Pattern for Generalists

Section NameType of TestNo of QuestionsMediumDuration
Test of ReasoningObjective50English/Hindi40 Minutes
Test of English LanguageObjective50English40 Minutes
Test of General AwarenessObjective50English/Hindi30 Minutes
Test of Quantitative AptitudeObjective50English/Hindi40 Minutes
Total (Aggregate)200150 Minutes

Note: The main stage of the exam is divided into two parts with four sections, an objective test, and a descriptive test. The descriptive test has a maximum score of 30 Marks, while the objective analysis has a maximum score of 200 Marks.


NIACL AO Exam Syllabus  

The topic-wise syllabus for each section in the NIACL AO examination is as follows:  

Subject  Topics  
Reasoning  Coded Inequalities Seating Arrangement (Circular, Linear, Square) Puzzle Tabulation Logical Reasoning Order/ Ranking/Direction/Alphabet Test Data Sufficiency Syllogism Blood Relations Input-Output Coding-Decoding Alphanumeric Series/ Number Series/Alphabet Series Direction based question inequalities (Direct and Coded)  
English  Reading Comprehension Cloze Test Fill in the blanks Error Spotting/New Pattern Error Spotting Sentence Correction/Sentence Improvement Para Jumbles Para Summary Odd One Out Para Completion  
Quantitative Aptitude  Data Interpretation Simplification/ Approximation Number Series Quadratic Equations Quantity based problems Ratio & Proportion Percentage & Averages Profit & Loss Mixtures & Allegations Pipes and Cisterns Boats and Streams Simple Interest & Compound Interest Time, Work, and Wages Time & Distance Permutation, Combination & Probability  
General Awareness  Current Affairs Summits Books & Author Awards Sports added in NIACL AO Syllabus Defence National Appointment International Obituary etc. Banking Awareness Indian Financial System History of Indian Banking Industry Regulatory Bodies Monetary & Credit Policies Budget Basics and Current Union Budget International Organisation / Financial Institutions Capital Market & Money Market added in NIACL AO Syllabus Government Schemes Abbreviations and Economic terminologies Other important concept abbreviations and Economic terminologies Other important concepts. 

Benefits of Mock Tests-NIACL AO Exam 2021

Here are the major benefits of taking NIACL AO 2021 Mock Tests to improve your chances of clearing the Exam:

1.    Get an idea about the actual NIACL AO exam

You can find every bit of information about NIACL AO Exam 2021, like, the syllabus, structures, tips, and tips on how to prepare it. But, simply knowing all the tips and tricks will lay waste if you will not test it. The moment you take the Mock Test you start to get a realistic idea of the actual Exam.

2.    Know your strengths and weaknesses

You may be having strong points and weak points as well. The main purpose of Mock Tests is to tell you about your weak points so that you can work on them. It helps you in analyzing your weaknesses and instills confidence by showing your strengths. Mocks show you exactly in which area or section you are weak in and which section is taking more time than the other ones. For example, if you’re taking more time in solving Quantitative Aptitude questions or Reasoning, you can invest more of your time in improving your speed solving those questions and devote comparatively less time to the English, Data Interpretation, or General Knowledge section.


3.   Fully understand the syllabus and structure

When you give Mock Tests, you will see a realistic picture of the NIACL AO Exam and you can prepare and improve accordingly.  You will get to know more clearly how questions are framed, their real sequence, and the mark’s weightage, and more. You will get to know the real structure of the Exam, with close to a real situation you will be going to face in the actual NIACL AO Exam.

4.    Know how to make a perfect strategy

You can construct a good strategy for the upcoming exam in a better way after knowing your weaknesses and the syllabus. You can do a good analysis of your weaknesses and take steps to avoid them in the next attempt and subsequently in the actual exam.


5.    Increase your speed and accuracy

Time constraint is one of the biggest challenges in the NIACL AO Exam. You have little time to answer lots of tough and tricky questions. Mock Tests come in handy in countering these very challenges. As you may have to solve many questions related to Maths, Reasoning, and Grammar, your practice with Mock Test will inject time and accuracy to your skills and you can solve the questions quickly.

6.    Keep track of your progress via regular Mock tests 

Mock Tests are the only live device to actually know whether all your skills are up to the mark or not. It helps you to make changes in your strategies, in case there are defects in them and if they are not helping your progress. It teaches you to have to play safely in the NIACL AO Exam, and what to do, and what to avoid with speed. You can make changes in your strategy accordingly. Keep taking Mock Tests after regular intervals to check your progress and preparation.

What candidates say about PracticeMock!


To conclude, taking the NIACL AO Exam 2021 will showcase your preparation level and how much you are likely to score in the actual exam. By it, you will also get aware of your strong and weak areas and can work on your mistakes in order to try to turn out perfect in the actual exam. You can practice easy and tough speed tests one after another, in which you can practice tough questions only and then easy questions to increase your speed of solving answers. It takes time to solve a tough question, so you need to practice the easy speed testing method more in order to instill speed and accuracy in your methods of solving easy answers. Then, test the improvements by taking NIACL AO Exam 2021.

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FAQs (Frequently Asked Questions)

Q1. What is NIACL?  

NEW INDIA ASSURANCE CO. LTD, founded by Sir Dorabji Tata in 1919, a Multinational General Insurance Company, today operates in 28 countries and is headquartered in Mumbai, India. Our global business crossed Rs. 31573 crores in March 2021.  

Q2. Is there any negative marking in the NIACL AO exam?  

Yes, there will be a negative marking of 0.25 marks for each wrong answer.  

Q3. How many sections are there in the NIACL AO prelims exam?  

A total of 3 sections: Prelim, Mains, Personal interview  

Q4. Is there any interview for the NIACL AO post?  

A personal interview is conducted for candidates which clear the phase-2 examination.   

Q5. How many vacancies are there for NIACL AO 2021?  

This year NIACL has declared about 300 vacancies. 

Q6. Is PM’s NIACL AO 2021 Free Mock Test available?

Yes, PracticeMock’s first mock test is free for NIACL AO.

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