LIC AAO Syllabus 2025 and Exam Pattern, Download PDF

The Life Insurance Corporation of India (LIC) has released 350 posts for the Assistant Administrative Officer (Generalist) position. The LIC AAO selection process has three stages: Prelims, Mains, and Interviews. The Prelims exam is over, and candidates who cleared it will now focus on the Mains exam scheduled for 8th November 2025. To score well, aspirants should prepare according to the LIC AAO syllabus 2025 and aim to score above the cut-off. In this article, you will get the complete Prelims and Mains syllabus for LIC AAO 2025 along with the exam pattern. Candidates can also download the syllabus and exam pattern PDF for easy reference and plan their preparation.

LIC AAO Syllabus 2025 Overview

The LIC AAO Syllabus 2025 covers reasoning ability, quantitative aptitude, English language, general knowledge & current affairs, insurance & financial market awareness, and professional knowledge (for specialist posts).

Organization	Life Insurance Corporation of India (LIC)
Exam Name	LIC AAO 2025
Post	Assistant Administrative Officer (Generalist & Specialist)
Prelims Sections	Reasoning Ability, Quantitative Aptitude, English Language
Mains Sections	Reasoning Ability, Quantitative Aptitude, General Awareness, Insurance & Financial Market Awareness, English (Descriptive)
Negative Marking	No negative marking
Prelims Exam Date	3rd October 2025
Mains Exam Date	8th November 2025

LIC AAO Exam Pattern 2025

The LIC AAO exam is conducted in three stages – Prelims, Mains, and Interview. The Prelims test speed and accuracy, while the Mains evaluates knowledge, analysis, and awareness.

LIC AAO Prelims Exam Pattern

The Preliminary Exam is online, objective, and qualifying in nature. Candidates must clear sectional cut-offs to proceed to the Mains.

• Exam Mode: Online
• Question Type: Objective
• Number of Questions: 100
• LIC AAO Prelims Total Marks: 70
• Sectional Time Allotment: 20 minutes for each section
• There is No Negative Marking in LIC AAO
  
  Note: Minimum qualifying marks (sectional cut-offs) have already been decided in the notification.

Section	No. of Questions	Maximum Marks	Duration	Minimum Qualifying Marks
Reasoning Ability	35	35	20 mins	UR/EWS/OBC – 18, SC/ST/PwBD – 16
Quantitative Aptitude	35	35	20 mins	UR/EWS/OBC – 18, SC/ST/PwBD – 16
English Language (Qualifying only)	30	0	20 mins	UR/EWS/OBC – 10, SC/ST/PwBD – 9
Total	100	70	60 mins	As per sectional cut-off

Note: The English language section is qualifying only. Candidates will be shortlisted for the next stage (Mains exam) 20 times the number of vacancies for each category based on the overall cut-off.

LIC AAO Exam Pattern 2025 For Mains

• Exam Mode: Online
• Question Type: Objective Test (300 marks) & Descriptive Test (25 marks)
• Number of Sections: 5
• LIC AAO Mains Total Marks: 300
• Sectional Time Allotment: 40 minutes for Reasoning and Quant, 20 minutes for General Knowledge, and Insurance Awareness
• NO Negative Marking

Section	No. of Qs	Marks	Duration	Minimum Qualifying Marks
Reasoning Ability	30	90	40 mins	UR/EWS/OBC – 45, SC/ST/PwBD – 40
General Knowledge & Current Affairs	30	60	20 mins	UR/EWS/OBC – 30, SC/ST/PwBD – 27
Data Analysis & Interpretation	30	90	40 mins	UR/EWS/OBC – 45, SC/ST/PwBD – 40
Insurance & Financial Market Awareness	30	60	20 mins	UR/EWS/OBC – 30, SC/ST/PwBD – 27
Total	120	300	120 mins	As per sectional cut-off
English Language Descriptive Paper (Emails, Reports, Situation Analysis, and Precis Writing)	2	25*	30 minutes	UR/EWS/OBC – 10, SC/ST/PwBD – 9

Note: The descriptive test of the English language is Qualifying in nature. The descriptive paper of only those candidates will be evaluated who qualify in the objective part of the Mains exam.

LIC AAO Syllabus 2025

If you’re someone who is preparing for the LIC AAO exam, we have provided here the syllabus of LIC AAO 2025 section-wise syllabus so that the candidates can start their preparation by keeping the section-wise topics in mind. Before starting the preparation for any competitive exam, candidates should know the complete concept of the syllabus of that exam so that they can make a good strategy.

LIC AAO Prelims Syllabus 2025

Quantitative Aptitude (35 Marks, 20 Minutes)

• Simplification and Approximation
• Data Interpretation
• Ratio and Proportion
• Speed, Time and Distance
• Permutation and Combination
• Probability
• Surds and Indices
• Pipes and Cisterns
• Mixtures & Alligations
• Inequality
• Mensuration
• Missing Number Series
• Wrong Number Series
• Quadratic Equations
• Time and Work
• Boats & Streams
• Age Problems
• Interest
• Profit & Loss
• Average

English Language (Qualifying, 30 Marks, 20 Minutes)

• Fill in the Blanks
• Sentence Correction
• Cloze Test
• Sentence Rearrangement
• Match the Columns
• Phrase Replacement
• Reading Comprehension
• Antonyms and Synonyms
• Phrases and Idioms

Reasoning Ability (35 Marks, 20 Minutes)

• Statement, Arguments, and Conclusion
• Input-Output
• Inequality
• Seating Arrangement
• Logical and Analytical Reasoning
• Coding-Decoding
• Blood Relations
• Direction Test
• Puzzles
• Syllogism
• Alphabet and Number Series

LIC AAO Mains Syllabus 2025

Reasoning Ability (Objective, 40 Marks, 40 Minutes)

• High-level Puzzles (Hybrid, Data-based)
• Machine Input-Output (Complex)
• Critical Reasoning (Statement-Conclusion, Inference, Assumption, Strengthen/Weaken)
• Data Sufficiency
• Coding-Decoding (Matrix/Conditional)
• Syllogism (Reverse/Statement-based)

General Knowledge & Current Affairs (30 Marks, 20 Minutes)

• National & International Current Affairs (Last 6 months)
• Banking & Financial Awareness
• Insurance Industry (History, Policies, Schemes, Terms)
• Important Committees, Agreements, Reports
• Awards, Appointments, Sports, Books & Authors
• Government Schemes (especially Insurance-related)

Data Analysis & Interpretation (Quantitative Aptitude) (30 Marks, 90 Minutes)

• Data Interpretation (Caselet, Missing DI, Mixed Graphs, Pie/Bar/Line)
• Data Sufficiency (High-Level)
• Probability, Permutation & Combination
• Quadratic Equations (Advanced)
• Arithmetic Word Problems (High-Level)

Insurance & Financial Market Awareness (30 Marks, 20 Minutes)

• Basics of Insurance (Types: Life, Health, General)
• LIC Policies & Plans
• IRDAI – Functions, Regulations
• Indian Financial System – RBI, SEBI, NABARD, SIDBI
• Banking Terms & Monetary Policy
• Stock Market Basics
• Insurance Ombudsman, Bancassurance
• Financial Inclusion, Digital Payments (UPI, Wallets)
• Recent Developments in the Insurance Sector

English Language (Descriptive Test, Qualifying Only, 25 Marks)

• Report Writing (Banking/Insurance/Economy/Social Issues)
• Email Writing (Formal/Informal, Insurance/Banking related)
• Precis Writing (Finance and Insurance related)

LIC AAO 2025 Syllabus PDF

Candidates preparing for the LIC AAO 2025 exam can now download the complete syllabus and exam pattern in PDF format for easy reference. This PDF covers both Prelims and Mains syllabus, along with descriptive test topics and important preparation tips.

Also read other related blogs:

LIC AAO Syllabus and Exam Pattern	LIC AAO Previous Year Cut-offs
LIC AAO Eligibility Criteria	LIC AAO Salary
LIC AAO Study Plan	LIC AAO Preparation Strategy

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