Is IBPS PO Salary Revised in 2025?

The IBPS PO exam is held to select candidates for Probationary Officer (PO) posts in Public Sector Banks (except SBI). This article gives you the full details of the IBPS PO Salary in 2025. The starting basic pay for an IBPS PO is ₹48,480, as per the new pay scale under the 12th Bipartite Settlement. We’ll look closely at the complete salary structure, including allowances and the updated IBPS PO salary slip 2025. The gross salary is around ₹78,058 per month, which includes various perks and benefits. After deductions, the in-hand salary (net pay) for a new PO is approximately ₹71,863. Read the full article for all the latest details related to the IBPS PO revised salary 2025.

Is IBPS PO Salary Revised?

The IBPS PO salary has seen a revision with the 12th Bipartite Settlement. The 12th Bipartite Settlement between the Indian Banks’ Association (IBA) and bank unions was signed on March 8, 2024, under the 9th Joint Note. It introduced a 17% salary and allowance hike for bank employees, effective from November 1, 2022, and covers 12 public sector banks, 10 private banks, and 3 foreign banks. An important change was the increase in stagnation increments from 9 to 11, now given at two-year intervals instead of one. This five-year agreement ensures improved pay structure and benefits for thousands of bank employees across the country.

As per the latest notification, the basic salary is Rs. 48,480 (after 12th Bipartite Settlement, effective April 2024).

Here’s the basic pay of a newly appointed IBPS PO over the past five years:

Year	Basic Pay (₹)
2017–2020	23,700 (post‑11th Bipartite Settlement, effective Nov 2017)
2021–2022	36,000 (effective Nov 2020 under 11th settlement)
2023–2024	36,000 (unchanged)
2025	48,480 (after 12th Bipartite Settlement, effective April 2024)

NOTE:

• Nov 2017 – Nov 2020: ₹23,700
• Nov 2020 – Mar 2024: ₹36,000

Apr 2024 – Present (2025): ₹48,480

IBPS PO Salary 2025: Basic Pay Details

After the 12th Bipartite Settlement, the starting basic pay for a newly appointed IBPS PO in 2025 is ₹48,480. Along with this, several allowances are added to the salary, making it more attractive.

These allowances include:

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• Special Allowance
• City Compensatory Allowance (CCA)
• Learning Allowance
• Other DA-related allowances

All these components together make up the full IBPS PO salary package. You can check below for more on the in-hand salary and the latest IBPS PO salary slip for 2025.

IBPS PO Salary Structure 2025 (Pay Scale Format)

₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920

This means:

• Start at ₹48,480
• Increment of ₹2,000 every year for 7 years → ₹62,480
• Then ₹2,340 for 2 years → ₹67,160
• Then ₹2,680 for 7 years → ₹85,920 (maximum basic pay)

IBPS PO In-Hand Salary 2025

After adding all the allowances like Dearness Allowance (DA), Special Allowance, House Rent Allowance (HRA), and other benefits, the in-hand salary of an IBPS PO in 2025 is approximately ₹71,863 per month. The actual net salary may vary depending on the posting location and deductions like PF, NPS, and taxes. The IBPS PO salary also comes with regular yearly increments, which may differ slightly based on rules and performance. In short, the in-hand salary is what you get after all deductions from the gross pay.

IBPS PO Salary Slip 2025

The IBPS PO Salary Slip 2025 gives a clear breakdown of your salary, including all earnings and deductions. It shows details like:

• Basic Pay
• Allowances (DA, HRA, Special Allowance, etc.)
• Deductions (like PF, NPS, tax)
• Gross Pay
• Net In-Hand Salary

The gross salary is the total of basic pay and all allowances. After subtracting deductions from this amount, you get the net in-hand salary. You can check the sample salary slip table below to understand how the IBPS PO salary is structured in 2025.

IBPS PO Salary Slip 2025
Particulars	Amount (₹)
Basic Pay	48,480
Dearness Allowance (DA)	10,277.76
Special Allowance	12,847.20
DA on Special Allowance	2,723.61
House Rent/Closing Allowance	1,500
City Compensatory Allowance (CCA)	1,200
Learning Allowance	850
DA on Learning Allowance	180.20
Gross Salary	78,058 (approx.)
Deductions (PF, NPS, etc.)	6,195 (approx.)
Net In-Hand Salary	71,863 (approx.)

IBPS PO Perks and Benefits 2025

In addition to a strong salary structure, IBPS POs enjoy several perks and allowances, making the overall compensation attractive. Here are the key benefits:

• Leased Accommodation / Bank Quarters
  Depending on your posting location, you may receive a housing lease facility or be allotted official bank accommodation.
• Travelling Allowance
  Most banks offer a fixed travel allowance, and some also reimburse petrol expenses.
• Medical Aid
  Medical benefits are provided annually or as per bank policy for the officer and dependent family members.
• Newspaper Reimbursement
  A fixed monthly amount is given to cover newspaper or magazine expenses.
• New Pension Scheme (NPS)
  All IBPS POs are covered under the government’s NPS, which includes employer contributions for retirement savings.

These perks add value to the overall IBPS PO salary package.

IBPS PO Career Growth & Promotion Path

Career growth for an IBPS PO is excellent and depends on performance, experience, and passing internal promotional exams conducted by the bank or IBPS.

After successfully completing the probation period, the PO becomes a confirmed officer and begins moving up the ranks.

IBPS PO Promotion Hierarchy

1. Middle Manager – Middle Management Grade Scale 2
2. Senior Manager – Middle Management Grade Scale 3
3. Chief Manager – Senior Management Grade Scale 4
4. Assistant General Manager – Senior Management Grade Scale 5
5. Deputy General Manager – Top Management Grade Scale 6
6. General Manager – Top Management Grade Scale 7
7. Executive Director
8. Chairman and Managing Director

With consistent performance and successful internal exams, one can climb up to the topmost positions in the banking sector.

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