Indian Overseas Bank has released the IOB LBO Notification 2026 for the recruitment of 250 Local Bank Officers (LBO) in JMGS-I. The vacancies have been announced for Tamil Nadu, Karnataka, Maharashtra, and Gujarat. Eligible graduates can submit the IOB LBO Apply Online 2026 form from 8 August to 24 August 2026 through the official Indian Overseas Bank website.
Candidates can apply for only one state and must have proficiency in the prescribed local language of that state. The selection process includes an Online Examination, Language Proficiency Test where applicable, and Personal Interview.
The Indian Overseas Bank LBO Recruitment 2026 has been announced under Advertisement No. HRDD/RECT/02/2026-27, dated 7 August 2026. Through this recruitment drive, Indian Overseas Bank will fill 250 Local Bank Officer vacancies in Junior Management Grade Scale-I.
The selected candidates will be posted in the state for which they apply. According to the official notification, candidates selected as LBOs will remain posted within the selected state for the first 12 years of service or until promotion to SMGS-IV, whichever is earlier.
The IOB LBO Notification 2026 PDF contains complete information regarding state-wise vacancies, eligibility criteria, age limit, application fees, local language requirements, salary, exam pattern, selection process, and application procedure.
Candidates should read the official notification carefully before completing their application because the bank will not allow a change in the state or category selected after registration.
IOB LBO Notification 2026 PDF: Candidates can refer to the official notification provided by Indian Overseas Bank.
| Particulars | Details |
|---|---|
| Bank | Indian Overseas Bank |
| Recruitment | IOB LBO Recruitment 2026-27 |
| Post | Local Bank Officer |
| Grade | JMGS-I |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 |
| Application Mode | Online |
| Registration Starts | 8 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Age Limit | 20 to 30 years |
| Educational Qualification | Graduation |
| Selection Process | Online Exam, LPT and Personal Interview |
| Job Location | State applied for |
| Official Website | iob.bank.in |
Indian Overseas Bank has released the registration schedule along with the official notification. Online registration and payment of the application fee will begin on 8 August 2026.
| Events | Dates |
|---|---|
| IOB LBO Notification Release Date | 7 August 2026 |
| Online Registration Starts | 8 August 2026 |
| Application Fee Payment Starts | 8 August 2026 |
| Last Date to Apply Online | 24 August 2026 |
| Last Date for Application Fee Payment | 24 August 2026 |
| Online Exam Date | To be announced |
Candidates should complete the registration process before the deadline instead of waiting until the final day.
A total of 250 IOB LBO vacancies have been announced across four states. Tamil Nadu has the highest number of vacancies with 100 posts, while Karnataka, Maharashtra, and Gujarat have 50 vacancies each.
| State | Mandatory Language | Vacancies | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 |
The notification also states that some states include backlog vacancies. Candidates can apply against the vacancy of one state only, and the merit list will be prepared state-wise and category-wise.
Candidates must satisfy the prescribed eligibility conditions as of 1 August 2026. The basic eligibility requirements include age, graduation, nationality, and local language proficiency.
Candidates must possess a degree or graduation in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
Applicants must have a valid graduation mark sheet or degree certificate on the date of registration and must enter their graduation percentage while submitting the online application.
The age limit as of 1 August 2026 is:
Candidates must have been born not earlier than 2 August 1996 and not later than 1 August 2006, including both dates.
| Category | Upper Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC Non-Creamy Layer | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Eligible Ex-servicemen/ECOs/SSCOs | 5 years |
Age relaxation will be provided subject to the conditions mentioned in the official notification.
Local language proficiency is an important eligibility requirement under the IOB LBO Recruitment 2026.
Candidates must be able to read, write, and speak the required language of the state for which they apply:
Candidates who have studied the specified local language as a subject in Class 10 or Class 12 will not have to appear for the Language Proficiency Test.
Other shortlisted candidates must qualify the Local Language Proficiency Test (LPT) before appearing for the Personal Interview. Failure to qualify the LPT will end the candidate’s participation in the selection process.
The IOB LBO Selection Process 2026 consists of the following stages:
Candidates who qualify the online examination will proceed to the LPT, if applicable, followed by the Personal Interview.
The final merit score will be calculated using an 80:20 weightage between the Online Examination and Personal Interview.
The IOB LBO online examination will contain 140 objective-type questions for 200 marks. Candidates will get a total of 3 hours, with separate sectional timings.
| Section | Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | 60 minutes |
| English Knowledge | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
The Reasoning, General Awareness, and Data Analysis sections will be available in English and Hindi, while English Knowledge will be conducted in English.
Yes. There is a penalty for incorrect answers in the IOB LBO online exam. One-fourth or 0.25 of the marks assigned to the question will be deducted for each incorrect answer.
There is no penalty for questions that are left unanswered.
Importantly, the official notification states that there will be no sectional qualifying marks. The minimum aggregate qualifying marks in the online examination are:
The Personal Interview carries 100 marks.
The minimum qualifying marks are:
| Category | Minimum Interview Marks |
|---|---|
| Unreserved | 50% |
| Reserved Categories | 45% |
For final selection, candidates must also secure the prescribed minimum aggregate score after combining the online exam and interview.
Candidates selected as Local Bank Officers will join Indian Overseas Bank in JMGS-I/Assistant Manager Scale-I.
The basic pay scale mentioned in the notification is:
₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920
In addition to basic pay, selected candidates will receive applicable allowances such as DA, HRA and CCA as per the bank’s prevailing rules.
Selected candidates will remain on probation for two years of active service from their date of joining.
They will also have to execute a Financial Service Indemnity Bond of ₹2 lakh and serve the bank for a minimum period of three years.
The application fee varies according to category.
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | ₹175 including GST |
| General/EWS/OBC | ₹850 including GST |
The fee can be paid online through Debit Card, Credit Card, Internet Banking, BHIM, UPI, or other available online payment options.
The application fee is non-refundable and cannot be adjusted against another recruitment process.
Candidates can submit the IOB LBO Application Form 2026 through the Indian Overseas Bank careers portal between 8 and 24 August 2026.
Follow these steps:
Candidates should carefully check the state selected in the application because the bank will not permit a change after registration.
Candidates must write and upload the prescribed declaration in English on white paper using black ink.
The notification specifies the following declaration:
“I, __________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
The declaration should be written by the candidate and should not be written in capital letters.
Candidates planning to apply should keep a few conditions in mind:
Yes. Indian Overseas Bank released the IOB LBO Notification 2026 on 7 August 2026 for 250 Local Bank Officer vacancies.
Indian Overseas Bank has announced 250 vacancies for Local Bank Officers in Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
The last date to submit the online application and pay the application fee is 24 August 2026.
Candidates must be between 20 and 30 years of age as of 1 August 2026, subject to category-wise relaxation.
Candidates must possess a graduation degree in any discipline from a recognized university or an equivalent qualification recognized by the Central Government.
The selection process consists of an Online Examination, Language Proficiency Test where applicable, and Personal Interview.
No. The official notification states that there will be no sectional qualifying marks in the online examination.
The Scale-I basic pay starts at ₹48,480, along with DA, HRA, CCA, and other benefits applicable under Indian Overseas Bank rules.
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