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IBPS PO Mains Exam was conducted today and we published its section-wise analysis. In the GA section, a majority of the questions were asked from the last 2-3 months. Here in this article, we have compiled a list of the questions which were asked in today’s exam and their respective answers along with a detailed explanation. Have a look:

1. Which Organisation has presented Mother Teresa Memorial Award 2019 for social justice?

Ans.: Harmony Foundation

Solution:

Awardees for the Mother Teresa Memorial Awards for Social Justice (MTMA) were announced in October. It is an initiative by Harmony Foundation and endorsed by Missionaries of Charities. Every year, Harmony Foundation focuses on a theme, which for 2019 is ‘Combating Contemporary Forms of Slavery’.

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2. CIBIL score is ____ digit number, summary of person credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on person’s CIBIL Reportand ranges from 300 to 900. 

Ans.: Three

Solution:

CIBIL score is three digit number, summary of person credit history, derived by using details found in the ‘Accounts’ and ‘Enquiries’ sections on person’s CIBIL Report and ranges from 300 to 900. 

3. Finance Minister, Nirmala Sitharaman announced that government will set up an alternative investment fund (AIF) worth Rs 25,000 Crore for which purpose?

Ans: to provide relief to developers with unfinished projects to ensure delivery of homes to buyers.

Solution:

Finance Minister, Nirmala Sitharaman announced that government will set up an alternative investment fund (AIF) worth Rs 25,000 Crore to provide relief to developers with unfinished projects to ensure delivery of homes to buyers.

4. Odisha Government has approved a project worth Rs 3,208 Crore under which scheme to develop ‘Puri’ as a World-class Heritage city over a period of 3 years?

Ans.: ABADHA scheme

Solution:

The Cabinet of Odisha has approved the project worth Rs 3,208 crore under Augmentation of Basic Amenities and Development of Heritage and Architecture (ABADHA) scheme to develop Puri, a city in Odisha, as a World-class Heritage city over a period of 3 years.

5. President, Ram Nath Kovind has launched ‘Global alumni endowment fund’ with an initial commitment of Rs 250 crore with an aim to achieve a target corpus of $1 billion over a period of 7 years. Which institution has started this Global alumni endowment fund’?

Ans.: Indian Institute of Technology, Delhi

Solution:

Indian Institute of Technology (IIT) Delhi has formally launched its global alumni endowment fund with an initial commitment of Rs 250 crore.  This fund was launched by the president, Ram Nath Kovind. The institute aims to achieve a target corpus of $1 billion over a period of 7 years for the newly launched fund that will work towards the development of the institute, encourage innovation and entrepreneurial spirit.

6. UNESCO has designated Mumbai & Hyderabad as a member of the UNESCO Creative Cities Network (UCCN) in the field of “film” and ________, respectively.

Ans.: Gastronomy

Solution:

UNESCO has designated Mumbai & Hyderabad as a member of the UNESCO Creative Cities Network (UCCN) in the field of “film” and “Gastronomy” (art of choosing, cooking, and eating good food).

This year, a total of 66 cities inclusive of Mumbai and Hyderabad were added under different fields viz. Crafts and Folk Arts, design, film, gastronomy, music, media arts and literature. The previous members that were included in the list were Jaipur (Rajasthan) for crafts and folk arts in 2015; Varanasi (Uttar Pradesh) for Creative city of music in 2015; Chennai (Tamil Nadu) for creative city of Music in 2017. The UNESCO Creative Cities Network now counts a total of 246 cities.

7.  The State Bank of India (SBI) has sold 12,313 electoral bonds worth Rs 6,128 crore from March 2018 to October 2019. Electoral Bond is a bearer Banking Instrument to be used for funding eligible Political Parties. An eligible Political Party is the one registered under ______ of the Representation of the People Act, 1951. 

Ans.: Section 29A

Solution:

Electoral Bond is a bearer Banking Instrument to be used for funding eligible Political Parties. An eligible Political Party is the one registered under Section 29A of the Representation of the People Act, 1951 (43 of 1951) and secured not less than 1% of the votes polled in the last General Election to the House of the People or the Legislative Assembly.

The Electoral Bonds shall be valid for Fifteen Days from the Date of Issue i.e.: An Electoral Bond issued on 1St March 2018 will be valid up to 15th March 2018.

The Electoral Bonds shall be issued in the denomination of Rs. 1000, Rs. 10,000, Rs. 1, 00,000, Rs 10, 00,000 and Rs. 1, 00, 00,000.

8. The Appointments Committee of the Cabinet (ACC) has approved   the appointment of Karnam Sekar, MD and CEO of the former ______, as the MD and CEO of Indian Overseas Bank (IOB) from July 1, 2019.

Ans.: Dena Bank

Solution:

The Appointments Committee of the Cabinet (ACC) has approved   the appointment of Karnam Sekar, MD and CEO of the former Dena bank, as the MD and CEO of Indian Overseas Bank (IOB) from July 1, 2019.

 9. Indian Railways’ ________ zone has conducted ‘Operation Dhanush’ against ticket touts involved in e-ticketing.

Ans.: Central Railway

Solution:

Indian Railways’ Central Railway zone has conducted ‘Operation Dhanush’ against ticket touts involved in e-ticketing. The operation was carried out in all the five divisions falling under the Central Railway Zone. The operation was aimed to control touts on e -ticketing in view of Diwali rush of passengers to their native places.

10. President Ram Nath Kovind has signed the warrant appointing Justice _______ as the 47th Chief Justice of India (CJI) & he will continue in this post for 17 months till 23 April 2021.

Ans.: Sharad Arvind Bobde 

Solution:

President Ram Nath Kovind has signed the warrant appointing Justice Sharad Arvind Bobde as the 47th Chief Justice of India (CJI) & he will continue in this post for 17 months till 23 April 2021. The current Chief Justice Ranjan Gogoi (46th) is retiring on November 17, 2019, & Bobde will take over as Chief Justice on 18 November 2019. His appointment has been made under Article 124 (2) of the Constitution of India.

11. Who has been conferred with Vyas Samman for 2018 in New Delhi, for his poetry collection ‘Jitne Log Utne Prem’?

Ans.: Leeladhar Jagoori

Solution:

Renowned Hindi writer Leeladhar Jagoori was conferred with the 28th Vyas Samman for the year 2018 in New Delhi, for his 12th anthology (collection of poems or other pieces of writing) of poetry collection ‘Jitne Log Utne Prem’.

12. As announced by the UNFCCC Secretariat, COP 25 will take place from 2-13 December, at which place?

Ans.: Madrid, Spain

Solution:

As announced by the UNFCCC Secretariat on 1 November 2019, the COP Bureau agreed that COP 25 will take place from 2-13 December, in Madrid, Spain. The original hosting agreement for COP 25 with Chile was cancelled on 30 October 2019.

13. Non-bank entities incorporated in India under the Companies Act 1956, has been permitted to set up, own and operate ATMs in India, such ATMs would be called ________.  

Ans.: White Label ATMs (WLAs)

Solution:

Non-bank entities incorporated in India under the Companies Act 1956, has been permitted to set up, own and operate ATMs in India, such ATMs would be called “White Label ATMs” (WLAs). They will provide the banking services to the customers of banks in India, based on the cards (debit/credit/prepaid) issued by banks.

14. The Asian Development Bank (ADB) has approved $ 200 million loan to upgrade about 2,100 kilometers of rural roads in 34 districts of which state for better connecting rural areas with markets and services. (September 2019)

Ans: Maharashtra

Solution:

The Asian Development Bank (ADB) has approved $ 200 million (about Rs 1,400 crore) loan to upgrade about 2,100 kilometers of rural roads to all-weather standards in Maharashtra’s 34 districts for better connecting rural areas with markets and services.

15. Which Bollywood celebrity has unveiled the trophies of the T20 World Cups, slated to be held in 2020, at Melbourne Cricket Groundin Australia?

Ans.: Kareena Kapoor Khan

Solution:

Bollywood actress Kareena Kapoor Khan has unveiled the trophies of the T20 World Cups – both men and women slated to be held in 2020 in Australia – in Melbourne.

16. Which of the following has become the first govt. run institution to have robotic surgery?

Ans.: Safdarjung Hospital

Solution:

A robotic surgery facility was opened for public at the Centre-run Safdarjung Hospital, It is the first central government-run healthcare institution to have this latest facility.

17. The Reserve Bank of India (RBI), after reviewing the bank’s liquidity position and its ability to pay its depositors has decided to further enhance the limit for withdrawal to Rs. 50,000/- (Rupees Fifty Thousand only), inclusive of Rs. 40,000 allowed earlier. With the above relaxation, more than ____ of the depositors of the bank will be able to withdraw their entire account balance.

Ans.:  78%

Solution:

The Reserve Bank of India (RBI), after reviewing the bank’s liquidity position and its ability to pay its depositors has decided to further enhance the limit for withdrawal to Rs. 50,000/- (Rupees Fifty Thousand only), inclusive of Rs. 40,000 allowed earlier. With the above relaxation, more than 78% of the depositors of the bank will be able to withdraw their entire account balance.

18. Researchers of which institution has created first ever Indian Brain Atlas?

Ans.: IIIT Hyderabad

Solution:

Researchers at the IIIT Hyderabad has created first ever Indian Brain Atlas (IBA). They said that the next step is to prepare atlases for different age groups to study age related effects on brain anatomy.

The average brain size of an Indian was smaller in height, width and volume in comparison to people of the Caucasian and eastern races.

19. What was the theme of the World Day for Audiovisual Heritage 2019?

Ans.: Engage the Past Through Sound and Images

Solution

The World Day for Audiovisual Heritage is a commemoration of the adoption, in 1980 by the 21st General Conference, of the Recommendation for the Safeguarding and Preservation of Moving Images. The World Day provides an occasion to raise general awareness of the need to take urgent measures and to acknowledge the importance of audiovisual documents.
This year the theme of the World Day for Audiovisual Heritage is “Engage the Past Through Sound and Images”.

20. Srei Equipment Finance has entered into an agreement with which bank for financing the MSME and agriculture sectors?

Ans.: United Bank of India

Solution:

United Bank of India and Srei Equipment Finance have entered into an agreement for financing the MSME and agriculture sectors.

21. Vikram Solar Limited is a globally recognized leading solar energy solutions provider, specializing in high efficiency PV module manufacturing and comprehensive EPC solutions. It is based in which Indian city?

Ans.: Kolkata

Solution

Vikram Solar Limited is a globally recognized leading solar energy solutions provider, specializing in high efficiency PV module manufacturing and comprehensive EPC solutions. It is an Indian company based in Kolkata and the second-largest solar energy company in India by revenue. The company’s primary business focus is manufacturing solar PV modules and also carries out engineering, procurement and construction services and operations & maintenance of solar power plants.

22. Ministry of New & Renewable Energy (MNRE) Hosted 2nd Assembly of International Solar Alliance (ISA) on 31 October in New Delhi. Delegations from 78 countries has participated in this Assembly. How many countries has signed International Solar Alliance (ISA)?

Ans.: 83

Solution

Ministry of New & Renewable Energy (MNRE) Hosted 2nd Assembly of International Solar Alliance (ISA) on 31 October in New Delhi. Delegations from 78 countries are participating in this Assembly, this includes 29 Ministerial delegations of which 25 are from ISA member countries, 2 from signatory countries and further 2 from prospective member countries.  The Assembly also has participation from important ISA Partners, and other invitees.

Two countries – Eritrea and St. Kittis and Nevis, signed the framework agreement of ISA today.  With this 83 countries have signed the ISA framework agreement.

23. Which bank has launched a new fixed deposit (FD) scheme called “FD health”?

Ans.: ICICI Bank

Solution

ICICI Bank has launched a new fixed deposit (FD) scheme called “FD health”.

24. Which state has become the first state in India to enact the law on contract farming?

Ans.: Tamil Nadu

Solution

Tamil Nadu has become the first state in India to enact the law on contract farming.

25. As per the Economic Survey 2018-19, GDP growth has been decreased to 6.8% in 2018-19 as compared to ______ in 2017-18.

Ans.: 7.2%

Solution

The Finance Minister, Ms Nirmala Sitharaman tabled the Economic Survey 2018-19 on July 4, 2019. The Central Statistics Office (CSO) has estimated the GDP growth to be 6.8% in 2018-19 as compared to 7.2% in 2017-18. The GDP growth in 2016-17 was 8.2%.  In 2018-19, the agriculture and industry sectors are expected to grow at 2.9% and 6.9% respectively, while the service sector is estimated to grow at 7.5%. 

26. Ujjivan Small Finance Bank has launched an instant digital savings account along with Fixed Deposit and Privilege Savings Account to offer distinctive banking and digital services to its customers. Ujjivan Small Finance Bank is headquartered at which place?

Ans.: Bengaluru.

Solution

Ujjivan Small Finance Bank Limited is a bank licensed under Section 22 of the Banking Regulation Act, 1949 to carry out small finance bank business in India. The holding company is Ujjivan Financial Services Limited. The bank commenced operations on 1 February 2017. It is headquartered in Bengaluru.

27. To boost liquidity in the economy, Finance Minister Nirmala Sitharaman said public sector banks (PSBs) will organise credit “Shamiana meetings” in 400 districts to provide loans to NBFCs and retail borrowers, including homebuyers and farmers. PSBs will focus on giving loans to which category?

Ans.: ‘RAM’ category — retail, agriculture and MSMEs

Solution:

To boost liquidity in the economy, Finance Minister Nirmala Sitharaman said public sector banks will organise credit “Shamiana meetings” in 400 districts to provide loans to NBFCs and retail borrowers, including homebuyers and farmers.

“PSBs will focus on giving loans to the ‘RAM’ category – Retail, Agriculture and MSMEs,” Sitharaman said. The idea is to ensure maximum credit disbursal during the festive season.  

28. _________ has signed an agreement with Allahabad Bank for the development of an e-Auction platform directly linked with the Indian Banking Association’s portal for sale of NPAs through the SARFAESI (Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest) Act.

Ans.: MSTC Ltd

Solution

MSTC Ltd has signed an agreement with Allahabad Bank for the development of an e-Auction platform directly linked with the Indian Banking Association’s portal for sale of NPAs through the SARFAESI (Securitisation and Reconstruction of Financial Assets and Enforcement of Securities Interest) Act.

29. The Securities and Exchange Board of India (SEBI) has constituted a working group on Social Stock Exchanges (SSE) under the chairmanship of ________.

Ans.: Ishaat Hussain

Solution

The Securities and Exchange Board of India (SEBI) has constituted a working group on Social Stock Exchanges (SSE) under the chairmanship of Ishaat Hussain, Director, SBI Foundation.

30. The Central Bureau of Health Intelligence (CBHI) prepares the National Health Profile every year since 2005. As per the14th edition of National Health Profile, India spends only ______ of its GDP as public expenditure on health.

Ans.: 1.28%

Solution

The Central Bureau of Health Intelligence (CBHI) prepares the National Health Profile every year since 2005. It provides a comprehensive framework on the socio-economic health status and the status of demographic, health finance, health infrastructure and health of human resources in the country.

As per the14th edition of ‘National Health Profile’, “The cost of treatment has been on rise in India and it has led to inequity in access to health care services. India spends only 1.28% of its GDP (2017-18 BE) as public expenditure on health. Per capita public expenditure on health in nominal terms has gone up from Rs 621 in 2009-10 to Rs 1657 in 2017-18. The Centre: State share in total public expenditure on health was 37:63 in 2017-18.”

31. Reserve Bank will issue instructions on ______ authorisation to entities desirous to function / operate / provide platforms for Bharat Bill Payment Operating Unit (BBPOU); Trade Receivables Discounting System (TReDS); and White Label ATMs (WLAs).

Ans.: ‘on tap’

Solution

Reserve Bank will issue instructions on ‘on tap’ authorisation to entities desirous to function / operate / provide platforms for Bharat Bill Payment Operating Unit (BBPOU); Trade Receivables Discounting System (TReDS); and White Label ATMs (WLAs).

32. Which of the following conglomerate company has signed Memoranda of Understandings with NTPC Limited and the Energy and Resources Institute (TERI) for decarbonisation?

Ans: Siemens

Solution:

German multinational conglomerate company Siemens signed Memoranda of Understandings (MoU) with power producer NTPC (formerly National Thermal Power Corporation Limited) and The Energy and Resources Institute (TERI) for decarbonisation.

33. sbiINTOUCH Tap & Go Card with EMV work on which technology?

Ans.: Near Field Communication (NFC) technology

Solution:

sbiINTOUCH Tap & Go Debit Card is a multi-purpose International Debit Card which comes with contact less technology. These cards work on the Near Field Communication (NFC) technology. Contactless cards have an embedded antenna in the plastic so that when they are used at a contactless reader they securely transmit purchase information to and from the contactless reader.

34. The Baroda FASTag works on which technology?

Ans.: Radio-Frequency IDentification Technology (RFID)

Solution:

National Highways Authority of India (NHAI) & Indian Highways Management Company Limited (IHMCL) have authorized NPCI for providing a composite solution on Electronic Toll Collection. The Baroda FASTag is a simple & reusable tag based on Radio-Frequency IDentification Technology (RFID) that will be affixed on a vehicle’s windscreen. Each tag is linked to a prepaid account maintained at Bank end to facilitate instant automatic deduction of toll charges.

35. Who has been selected for the prestigiousItalian Golden Sand Art Award 2019?

Ans: Sudarsan Pattnaik

Solution:

Sand Artist from Odisha, Sudarsan Pattnaik has been selected for the prestigious Italian Golden Sand Art Award 2019. He will be felicitated during the International Scorrana Sand Nativity festival in November.

36. Who is the writer of recently released book titled “The Unquiet River: A biography of the Brahmaputra”?

Ans: Arupjyoti Saikia

Solution:

A new book titled “The Unquiet River: A biography of the Brahmaputra” by historian Arupjyoti Saikia is to be published by ‘Oxford University Press’. The book portrays the landscape of Assam valley and the livelihoods around that shaped the river.

37. Resolution passed for Non-Performing Assets market led approach under which project?

Ans.: Project Sashakt

Solution

The ‘Sashakt’ plan for resolution of stressed assets outside the insolvency courts has been made operational after months of delay. The move is expected to help in resolution of over 1,000 assets worth Rs 3 trillion.

38. Asian Development Bank has approved a $451 million loan to strengthen power connectivity between the southern and northern parts of which state?

Ans.: Tamil Nadu, 

Solution

Asian Development Bank (ADB) has approved a $451 million (about Rs 3,200 Crore) loan to strengthen power connectivity between the southern and northern parts of the Chennai–Kanyakumari Industrial Corridor (CKIC) in Tamil Nadu, which covers 70 % of the state population. The completion of the project has been estimated at the end of 2024.

39. Which of the followings has launched “Bharosa” savings account services with the aim of deepening the financial inclusion in India?

Ans.: Airtel Payments bank

Solution

Airtel Payments Bank has launched “Bharosa” savings account services with the aim of deepening the financial inclusion in India.

40.  13 district co- operative banks (DCBs) of which state would be merged with the  State Co-operative Bank for forming the proposed state Bank?

Ans.: Kerala

Solution:

According to government sources, 13 district co- operative banks (DCBs) would be merged with the Kerala State Co-operative Bank for forming the proposed Kerala Bank.

We hope that this compilation is useful in your preparation.

 

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