The Bank of Baroda LBO Mock Test Challenge 2026 is designed to help candidates evaluate their preparation for the Local Bank Officer (LBO) recruitment examination. Practising Bank of Baroda LBO mock tests regularly helps candidates understand the exam pattern, improve time management, and identify weak areas before the actual examination. Based on the exam structure of 120 questions, 120 marks, and 120 minutes, the mock test covers English Language, Banking Knowledge, General/Economic Awareness, and Reasoning Ability & Quantitative Aptitude.
Whether you are starting your preparation or revising for the final stage, attempting a BOB LBO mock test helps identify weak areas, track section-wise performance, and understand question selection under timed conditions.
The Bank of Baroda LBO online exam tests candidates through 120 multiple-choice questions carrying 120 marks over a duration of 120 minutes. Each section has a dedicated 30-minute timing limit and carries 30 marks, where correct choices award 1 mark and incorrect choices deduct 0.25 marks.
The table below provides a quick overview of the essential test specifications verified from the official recruitment guidelines:
| Exam Parameter | Official Specifications |
| Total Questions | 120 Multiple Choice Questions |
| Maximum Marks | 120 Marks |
| Total Duration | 120 Minutes (30 minutes per section) |
| Marking Scheme | +1 for correct answer, -0.25 for incorrect answer |
| Sectional Qualifying Cutoff | General/EWS: 40% (12 marks) SC/ST/OBC/PwBD: 35% (10.5 marks) |
| Medium of Examination | Bilingual (English & Hindi), except English section |
Practice these 10 Bank of Baroda Local Bank Officer (LBO) exam-level questions covering Banking Awareness, Credit & Lending, Financial Awareness, Reasoning, Quantitative Aptitude, and English Language.
The mini mock quiz follows an objective-type format with five options per question. Each correct answer carries 2 marks, while 0.5 marks are deducted for every incorrect answer.
Q1. Under the Priority Sector Lending (PSL) guidelines, what is the overall PSL target for domestic commercial banks as a percentage of ANBC or CEOBE, whichever is higher?
Q2. A bank sanctions a term loan of ₹50 lakh to a business at an annual interest rate of 10%. The loan is repayable in 5 equal annual principal instalments. What will be the interest payable in the first year, assuming interest is calculated on the opening principal?
Q3. Under the SARFAESI Act, 2002, after classifying a borrower’s account as an NPA, a secured creditor generally issues a demand notice allowing the borrower how many days to discharge the liabilities?
Q4. A bank’s CASA ratio is calculated using which of the following?
Q5. A borrower has a monthly net income of ₹80,000. The bank allows a maximum FOIR of 50%. If the borrower’s existing monthly loan obligations are ₹20,000, what is the maximum additional EMI that can be considered?
Q6. Which of the following statements correctly describes the concept of a Cash Credit (CC) facility?
Q7. A bank branch disbursed loans worth ₹240 lakh in January. In February, loan disbursement increased by 25%, while in March it decreased by 20% compared to February. What was the total loan disbursement in all three months?
Q8. Statements:
All loan officers are bankers. Some bankers are managers. No manager is a clerk.
Conclusions:
I. Some loan officers are managers.
II. Some bankers are not clerks.
Choose the correct option.
Q9. Which of the following is the primary objective of the Credit Information Bureau (India) Limited (CIBIL)?
Q10. Choose the most appropriate word to fill in the blank:
The bank introduced a new credit assessment system to ______ the risk of loan defaults.
Understanding the detailed subject breakdown helps candidates plan their exam execution strategy effectively. Each section evaluates distinct competencies required for a Local Bank Officer role in public sector banking.
Before starting full-length practice sets, review the exact section weightage and timing limits presented in the table below:
| Section Name | Total Questions | Total Marks | Sectional Timing | Language Medium |
| English Language | 30 | 30 | 30 Minutes | English Only |
| Banking Knowledge | 30 | 30 | 30 Minutes | English & Hindi |
| General / Economic Awareness | 30 | 30 | 30 Minutes | English & Hindi |
| Reasoning Ability & Quantitative Aptitude | 30 | 30 | 30 Minutes | English & Hindi |
| Total | 120 | 120 | 120 Minutes | -- |
| Feature / Category | Details |
| Role | Qualifying Role: Evaluates fundamental grammar, reading comprehension, and vocabulary skills. |
| Key Topics | Reading Comprehension, Cloze Test, Para Jumbles, Error Spotting, and Sentence Improvement. |
| Preparation Tip | Solve grammar rules and vocabulary questions first to save time for reading passages. |
| Feature / Category | Details |
| Role | Merit Section: High accuracy in banking concepts directly improves overall merit positioning. |
| Key Topics | RBI functions, monetary policy tools (CRR, SLR, Repo Rate), KYC/AML guidelines, credit appraisal, and digital banking products. |
| Preparation Tip | Memorize key financial terms, banking acts, and regulatory frameworks daily. |
| Feature / Category | Details |
| Role | Scoring Potential: Delivers quick marks without complex mathematical calculations. |
| Key Topics | Current affairs (last 4 to 6 months), Union Budget highlights, economic indicators, government schemes, and financial summits. |
| Preparation Tip | Focus heavily on banking sector news, RBI circulars, and recent financial appointments. |
| Feature / Category | Details |
| Role | Analytical Core: Demands logical reasoning, spatial orientation, and rapid mathematical processing. |
| Key Topics | Seating arrangements, puzzles, syllogisms, Data Interpretation (DI), simplification, and arithmetic topics. |
| Preparation Tip | Target standalone arithmetic and inequality questions before attempting lengthy puzzles or DI sets. |
Starting your exam preparation with a bob lbo free mock test provides clear visibility into your current performance level. Regular simulation builds exam-hall confidence and reduces test-day anxiety significantly.
Following a planned study routine ensures complete coverage of all four subjects without last-minute stress. Organizing your study hours into clear phases keeps learning goal-oriented and tracking simple.
Here is an actionable multi-phase preparation plan to guide your daily study workflow:
| Phase | Core Objective & Key Action Items |
| Phase 1: Foundation & Diagnostic | • Take 1 full-length mock test to evaluate baseline speed and accuracy. • Clear basic concepts in Banking Knowledge, RBI regulations, and core grammar rules. • Practice short speed-math quizzes daily to boost calculation speed. |
| Phase 2: Sectional Practice & Topic Mastery | • Attempt 2 sectional tests weekly for each subject area. • Revise current affairs and economic updates from the past 4 to 6 months. • Solve 5 complex reasoning puzzles and 5 Data Interpretation sets daily. |
| Phase 3: Exam-Level Mock Test Simulation | • Attempt full-length timed mock tests under realistic exam conditions. • Analyze incorrect attempts thoroughly to eliminate conceptual errors. • Review high-yield banking shortcuts, key circulars, and financial abbreviations. |
Taking mock tests without thorough performance analysis limits your score growth. Evaluating every test attempt systematically transforms mistakes into valuable learning points.
Follow this practical review checklist immediately after completing every mock test session:
Securing selection in the Junior Management Grade Scale I cadre requires consistent practice, strong concept clarity, and refined time management. Participating in the Bank of Baroda LBO Mock Test Challenge 2026 gives you the structured preparation needed to maximize accuracy and clear qualifying cutoffs. Visit the PracticeMock homepage today to attempt your free mock test and elevate your exam readiness!
| Also Read: | |
| BOB LBO Syllabus | BOB LBO Result |
| BOB LBO General Awareness | BOB LBO Exam Analysis |
| Bank of Baroda LBO Salary | BOB LBO Study Plan |
| BOB LBO Job Profile | BOB LBO Admit Card |
The Bank of Baroda LBO Mock Test Challenge 2026 is a structured online practice program designed to replicate the real exam. It includes 120 questions across four core sections with strict 30-minute sectional timings to build speed and accuracy.
The exam follows a standard negative marking scheme where 0.25 marks are deducted for every wrong answer. Unattempted questions carry no penalty, making selective attempting essential to avoid score deductions.
Yes, each of the four sections carries a fixed 30-minute sectional timer. Candidates must complete questions within the active section before moving automatically to the next section when time expires.
General and EWS candidates must score a minimum of 40% (12 marks out of 30) in each section. SC, ST, OBC, and PwBD candidates require at least 35% marks (10.5 marks out of 30) per section.
Candidates can access a free full-length test on online practice platforms. Taking a free mock test helps candidates evaluate initial preparation, analyze weak topics, and experience the actual computer-based exam format.
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