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3 Months Smart Study Plan for Banking Aspirants

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Multiple bank exams are going on throughout the year, and these exams are a way to secure a good government job for a better future. The way to these jobs is a bit difficult, as the competition is very high. Lakhs of aspirants apply for some thousand vacancies. In such a tight fight, one needs a sure-shot plan to succeed in the exam and get their desired job, and for these, we have curated a 3-month smart plan for banking aspirants. Now, you must be wondering why only three months, because the coming three months have some very important banking exams in the pipeline, such as RRB Clerk and RRB PO.

 

Banking Exam Pattern

Usually, bank exams take place in two stages for clerical posts, and for officer-level posts(PO), it generally happens in three stages.

1. Preliminary Exam (screening test)

2. Main Exam (final written test)

3. Interview / Language Test (only for Officer-level exams like PO)

Preliminary Exam

Generally Prelims exam is done to shortlist candidates for the mains exam. The exam is objective in nature and generally conducted in online mode. Usually, the exam consists of three sections, except for RRB Clerk and PO, in which the English section is not there. The other sections are English, quant and reasoning. The duration is 60 minutes. Also, the test is qualifying in nature means marks are not counted in the final merit list. 

Section No. of QuestionsMarksTime
English Language303020 min
Quantitative Aptitude353020 min
Reasoning Ability353520 min
Total10010060 min
  • Sectional timing (20 min per section).
  • Negative marking: 0.25 marks are deducted for each wrong answer.

Main Examination

The mains examination is the final round when it comes to the clerical cadre. For the officer level, this stage marks 80% weightage for the final merit list (20% weightage of interview). This stage is also conducted online and is objective and subjective in nature. There are almost four sections: reasoning & computer aptitude, data analysis, English, and general awareness. There is a descriptive test as well, which is of 30 marks and of 30 minutes duration. 

SectionNo. of QuestionsMarksTime
Reasoning & Computer Aptitude456060 min
Data Analysis & Interpretation (Quant)356045 min
English Language354040 min
General/Economy/Banking Awareness404035 min
Total (Objective)155200180 min

Sectional timing: Fixed time per section.

Negative marking: 0.25 marks are deducted for each wrong answer.

Interview/ Language Proficiency Test

For PO/ Officer exams, after the mains, shortlisted candidates have to undergo the interview stage. It is generally 20-30 minutes and is of 30-35 marks. Whereas for clerk/ assistant exams, there is no conduction of an interview stage, instead, there is a Language proficiency test to check local language skills for the area they have chosen to work in.  

Syllabus of Banking Exams

In this section, we are giving a general syllabus for the banking exams. There might be slight variations to a particular exam, but most of the portions are similar.

Prelims Syllabus

QuantsReasoning English
Simplification & ApproximationPuzzles & Seating Arrangement (Linear, Circular, Floor-based, Box)Reading Comprehension
Number SeriesSyllogismCloze Test
Quadratic EquationsInequalitiesError Spotting
Data Interpretation (Tables, Line Graph, Bar Graph, Pie Chart)Blood RelationsSentence Improvement
PercentageCoding-DecodingPara Jumbles
Profit & LossDirection SenseFill in the Blanks
Simple & Compound InterestOrder & RankingVocabulary (Synonyms, Antonyms, Word Usage)
Ratio & ProportionAlphanumeric/Number Series
Averages
Mixtures
Time & Work
Time-Speed-Distance
Partnerships

Mains Syllabus

 We have included the syllabus of reasoning and computer aptitude in a single column, and all other sections are also mentioned in the table below. 

Reasoning & Computer AptitudeQuantitative Aptitude / Data AnalysisEnglish LanguageGeneral / Economy / Banking Awareness
High-level Puzzles & Seating ArrangementsData Interpretation (Caselets, Missing DI, Mixed Graphs)Advanced Reading Comprehension (Inference-based, economy/finance themes)Current Affairs (last 6 months)
Input-Output (Machine-based)Data SufficiencyError Detection (grammar-based)Banking Awareness (RBI functions, Monetary Policy, CRR, SLR, Repo/Reverse Repo, NPA, Basel Norms)
Data SufficiencyProbabilitySentence Connectors & StartersFinancial Awareness (Budget, Economic Survey, Govt Schemes, Reports, Indices)
Logical Reasoning (Assumptions, Conclusions, Cause-Effect, Strengthen/Weaken arguments)Permutations & CombinationsPara CompletionStatic GK (Capitals, Currencies, Important Days, National Parks, etc.)
Coded Inequalities & SyllogismsMensuration, GeometryVocabulary in context
Computer Aptitude: Networking, Internet, MS Office, Basics of Hardware & Software
Advanced Arithmetic
Descriptive Writing (Essay + Letter Writing)

3 Month Smart Plan for Banking Aspirants

The plan is designed on a weekly basis in such a way that in the first week, you will develop the foundation or a strong base for the exams and in later weeks, we will focus on the basis of mock test performance. This is because it will be personalised according to your exam and will help you in strengthening your weak areas. Here we are giving a sample of 12 weeks along with a mock test at regular intervals. You can customise it according to your strengths and weaknesses. 

WEEK 1-  Building the Basics from scratch

This week, as already discussed, we will start to build our basics, such as learning percentage and ratio conversion tables for speed calculation, rooting words for English comprehension and vocabulary and reasoning basics by solving easy topics such as number series, syllogisms, etc.  

DayQuantitative AptitudeEnglish LanguageReasoning Ability
MonBasics of Percentages (concept & examples)Introduction to Root WordsIntroduction to Number Series
TuePractice Percentage ProblemsRoot words for common prefixes & suffixesEasy Number Series (missing terms)
WedLearn Ratios and start conversion table (ratio ↔ percentage)Vocabulary practice with 10–15 root wordsNumber Series (wrong number type)
ThuContinue Ratio Conversion TablesReading comprehension using root wordsBasics of Syllogisms (concept & Venn diagrams)
FriMixed practice: Percentages + RatiosVocabulary drills (revise learned root words)Solve easy Syllogism questions
Sat % to ratio conversionsPractice comprehension passagesMixed set: Number Series + Syllogs
SunWeekly Revision – Percentages & RatiosRevise all root words learned this weekRevision: Number Series + Syllogisms

Week 2 – Strengthening Foundation

This week, we will strengthen our basics that we’ve learnt in the first week. This week, we have also introduced mini mock tests and revision sessions that are important for better performance in the examination. Also, in the first week, we did not start the preparation of general awareness, and there were no mock test sessions, but in this week, both of these things are included.  As you solve more questions, you will develop shortcuts of your own. Don’t use any shortcut without knowing the logic behind it. Sometimes

DayQuantReasoningEnglishGKPractice
MonAverages (Concepts)Coding-Decoding (Practice)ArticlesCurrent affairs (april month)Quant Sectional test
TueSimplificationInequalitiesSentence CorrectionRBI Monetary ToolsReasoning sectional test
WedApproximationBlood Relations (Intro)Vocabulary  (Idioms)Banking TermsRC Practice
ThuProfit & Loss (Basics)Blood Relations (Practice)Cloze Test (Easy)Current affairs (April month) Mini mocks
FriProfit & Loss (Tricks)DirectionsGrammar (Prepositions)Financial termsEnglish sectional test
SatSimple InterestSeating Arrangement (Linear Basic)Para Jumbles (Easy)Current Affairs RevisionMini mock
SunRevisionAll ReasoningGrammar + RCGK RecapFull length Mock Test

Week 3 – Advancing Core

Now, we will move to advanced level questions and also start learning some new topics such as compound interest, seating arrangement and month and day based puzzles.  

DayQuantReasoningEnglishGKPractice
MonCompound Interest (Basics)Seating (Circular Basics)RC (Short)CA (May month)20 Qs
TueCI (Problems)Seating (Square/Rectangular)Vocabulary DrillPriority Sector LendingReasoning Qs
WedPartnership (Concepts)Input-Output (Intro)Cloze TestCurrent AffairsEnglish Qs
ThuPartnership (Problems)Input-Output (Practice)Sentence ImprovementBanking CommitteesRC Practice
FriMixed SI + CI + PartnershipInequalities (Practice)Grammar – ConjunctionsCA RevisionMixed Qs
SatDI (Tabular Basic)Puzzle (Day/Month based)Para JumblesFinancial InstitutionsSectional Test
SunRevisionRevise ReasoningVocabulary + RCGK RecapFull-length Mock Test

Week 4 – Puzzles & Applications

This week, we will prepare for advanced-level puzzles and data sufficiency in the reasoning section. In the English section, we need to cover advanced-level RCs and a cloze test, along with regular practice of vocabulary.

DayQuantReasoningEnglishGKPractice
MonTime & Work (Basics)Puzzle (Floor-based)RC (Easy)CA (June month)mini mocks
TuePipes & CisternsPuzzle (Mixed)Grammar – ModalsFinancial Awareness BasicsReasoning Qs
WedSpeed, Distance (Basics)Data Sufficiency (Intro)Cloze TestCA (june month)English Qs
ThuSpeed, Distance (Problems)Data Sufficiency (Practice)Vocabulary RBI Monetary PolicyRC
FriBoats & StreamsPuzzle (Advanced)Para JumblesCA RevisionMixed Qs
SatTrainsLogical Reasoning (Assumptions)Grammar – PrepositionsStatic GK (Capitals)Sectional Test
SunRevisionPuzzle + DSVocab + RC GK RecapFull Mock

Week 5 – Mid-Level Preparation

It is week 5 of your preparation, now you need to do mixed puzzles and seating arrangements. Starting from this week, you need to practice a lot of questions. So, practice sessions are a must, and in the table below, we have given a separate space for practising the questions.

DayQuantReasoningEnglishGKPractice
MonMixtures (Basics)Puzzle (Seating Mix)RC CA (July month)Quant Qs
TueAlligation & MixturesStatement-Based (Assumptions)Error DetectionBasel NormsReasoning Qs
WedDI (Line Graph)Logical Reasoning (Conclusions)Cloze TestCA (July month)English Qs
ThuDI (Bar Graph)Statement-Based (Inferences)Grammar – AdjectivesPriority Sector LendingRC
FriDI (Caselet Basic)Inequality + DS MixVocabulary DrillCA RevisionMixed Qs
SatQuadratic EquationsPuzzle (Uncertain Number of Persons)Para JumblesBanking AbbreviationsSectional Test
SunRevisionPuzzles + LRGrammar + RCGK RecapMock Test

Week 6 – Data Mastery

This week major focus will be on Data interpretation. If you’ve seen the exam pattern above, then you’ll get that in the mains. There is a separate section that contains Data interpretation, and because of this, it is very important to complete and master this section. Also, now you’ve mastered basic calculations and concepts, which are also going to be asked in the DI section.

DayQuantReasoningEnglishGKPractice
MonDI (Pie Chart)Puzzle (Advanced)RC (Finance)CA (August month)Quant Qs
TueDI (Mixed)Input-Output (Advanced)Sentence ImprovementIndian EconomyReasoning Qs
WedDI (Missing)Puzzle (Day-Month + Persons)Cloze TestCA (august month)English Qs
ThuData SufficiencyCritical ReasoningGrammar – VerbsBanking AwarenessRC
FriDI (Caselet Advanced)Decision MakingVocabulary DrillCA RevisionMixed Qs
SatDI (Mixed Revision)Logical Reasoning (Strong/Weak Arguments)Para JumblesSchemesSectional Test
SunRevisionRevise Puzzles + LRRC + GrammarGK RecapFull Mock

Week 7 – Advanced Reasoning and Quants

This week, we are going to practice permutation, probability and Data sufficiency. If you’re targeting SBI PO, IBPS PO, and clerk exams, then you can skip these topics and prepare according to your weak areas.

DayQuantReasoningEnglishGKPractice
MonPermutation (Basics)Puzzle (Mixed)RC (Long)CA (revision of april month)Quant Qs
TueCombinationSyllogisms (Advanced)Cloze TestEconomic Survey BasicsReasoning Qs
WedProbabilityLogical Reasoning (Cause & Effect)Error SpottingCA (Revision of April month)English Qs
ThuProbability (Problems)Puzzle (Scheduling)Para JumblesBudget ConceptsRC
FriProbability Decision MakingGrammar – ConditionalsCA RevisionMixed Qs
SatData Sufficiency (Mixed)Critical ReasoningVocabulary DrillCommitteesSectional Test
SunRevisionRevise ReasoningGrammar + RCGK RecapFull Mock

Week 8 – High-Level Practice

DayQuantReasoningEnglishGKPractice
MonPercentage, ratio, average etcPuzzle (Circular Advanced)RC (Banking)CA (may month revision)Quant Qs
TueData sufficiencyPuzzle (Floor + Mixed)Cloze TestEconomy ConceptsReasoning Qs
Wedquadratic equationCritical ReasoningError DetectionCA (may month revision)English Qs
ThuDI (Caselet Advanced)Statement-Based QsVocabulary DrillMonetary PolicyRC
FriMixed SI + CI + PartnershipDecision MakingPara JumblesCA RevisionMixed Qs
SatQuadratic + DI RevisionPuzzle MarathonGrammar RevisionStatic GKSectional Test
SunRevisionRevise PuzzlesRC + GrammarGK RecapFull Mock

Week 9 – Mixed Set Practice

This week’s focus should be on solving mixed questions, meaning solving those questions that have a combination of two or three concepts. In the English section, focus on finance-based RCs.

DayQuantReasoningEnglishGKPractice
MonArithmetic Mix (P&L, SI, CI)Puzzle + DS MixRC (Finance)CA (June month revision)Quant Qs
TueArithmetic Mix (TSD, T&W)Input-OutputCloze TestFinancial AwarenessReasoning Qs
WedDI MixPuzzle + LRError DetectionCA (june month revision)English Qs
ThuQuadratic + ProbabilityPuzzle (Scheduling)Para JumblesEconomy RevisionRC
FriMixed Caselet DICritical ReasoningGrammar RevisionCA RevisionMixed Qs
SatAlligation + MixturesPuzzle MarathonVocabulary DrillCurrent AffairsSectional Test
SunRevisionReasoning MixRC + GrammarGK RecapFull Mock

Week 10 – Exam-Level Prep

This is week 10, and now you’ve mastered almost all the major concepts with practice and regular revision, along with mock test and their analysis. Now it’s time to practice as much as you can. Make sure you practice mixed midlevel and advanced questions. For this, you can subscribe to our mock test series as well.

DayQuantReasoningEnglishGKPractice
MonDI (Advanced Mix)Puzzle (Advanced)RC (Banking/Economy)CA (July month revision)Quant Qs
TueArithmetic (Mix)Statement-Based QsCloze TestEconomy SurveyReasoning Qs
WedDI (Missing + Caselet)Critical ReasoningError SpottingCA (july month revision)English Qs
ThuProbability Puzzle (Mixed)Para JumblesBudget HighlightsRC
FriMixed DI SetsInput-OutputVocabulary DrillCA RevisionMixed Qs
SatMock DI Puzzle MarathonGrammar RevisionStatic GKSectional Test
SunRevisionRevise PuzzlesRC + GrammarGK RecapFull Mock

Week 11 – Final Preparation

This revision is the major thing to be focused on. This is the time you should revise all your notes and try to solve those questions in which you face difficulty multiple times, irrespective of how much you’ve practised them.

DayQuantReasoningEnglishGKPractice
MonMixed ArithmeticPuzzle + DSRC (Full)CA (august month revision)Quant Qs
TueMixed DIPuzzle AdvancedCloze TestEconomy RevisionReasoning Qs
WedRevision – Geometry + ProbabilityLR PracticeError DetectionCA (august month revision)English Qs
ThuRevision – Arithmetic + DIPuzzle MarathonPara JumblesBanking RevisionRC
FriMixed ProblemsInput-OutputVocabulary DrillCA RevisionMixed Qs
SatFull Quant RevisionReasoning RevisionEnglish RevisionGK RevisionSectional Test
SunRevisionAll ReasoningAll EnglishFull GKFull Mock

Week 12 – Final Push

The final week of the preparation, this week just gives mock test, a sectional test of the mentioned topics. Do a detailed analysis of the given mocks for better insights into your performance. We are focusing more towards mock tests because they will give you real exam experience, and you’ll get accustomed to handling pressure conditions that are usually faced by candidates.

DayQuantReasoningEnglishGKPractice
MonImportant Shortcuts RevisionPuzzle RevisionRC (Previous year papers)CA (Final revision)Quant Qs
TueDI RevisionReasoning RevisionCloze TestBanking Awareness FinalReasoning Qs
WedArithmetic RevisionMixed LRError DetectionStatic GKEnglish Qs
ThuMock full-length Mock Full-length Mock CA RevisionMini Mock
FriHigh-Level RevisionPuzzle MixRC + VocabCurrent Affairs Last RoundMixed Qs
SatFull-Length Mock TestFull-Length Mock TestFull-Length Mock TestFull GK RevisionMock
SunGrand Revision & Mock MarathonFinal Notes revision Final Grammar + RCCurrent AffairsFinal Mock Test

Conclusion

In this blog, we have given all the details regarding the smart plan for banking aspirants. To practice questions and make yourself exam-ready, you can take our mock test series. We provide mock test series for RRB Clerk, RRB PO and many other banking exams. We also provide banking courses that contain PDF courses as well as video lectures. 

Join our exclusive Telegram group where our experts are ready to answer all your queries, guide you in banking exam preparation, and give personalised tips to boost your success. Get access to real-time solutions, expert advice, and valuable resources to improve your study journey.

FAQs

Can we crack the bank exam in 3 months?

Yes, with focus and determination along with a smart study plan and taking regular mock test, one can definitely crack bank exams in 3 months.

How many hours of study are required for banking exams?

At least 8 hours of study are required for banking exams. It includes reading of newspaper articles as well.

Muskan Sharma

A passionate content writer with diverse domain expertise, I bring with me the analytical rigor of a former UPSC and Banking aspirant. Having prepared for exams like SBI PO, Clerk, and other banking and insurance exams, I understand the mindset, challenges, and strategies needed to crack them. My journey from exam halls to content creation is fueled by a deep curiosity and an unquenchable thirst for learning. I believe in growing continuously and exploring new knowledge across fields, making every piece of content both insightful and relatable for aspirants.

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